Green Mountain CU
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by Green Mountain CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 24 | $1.2M | $50K | 37.5% |
| 722511 | Full-Service Restaurants | 16 | $1.0M | $63K | 25.0% |
| 236118 | Residential Remodelers | 8 | $92K | $12K | 12.5% |
| 722410 | Drinking Places (Alcoholic Beverages) | 8 | $800K | $100K | 12.5% |
| 448150 | Clothing Accessories Stores | 8 | $672K | $84K | 12.5% |
Geographic Distribution
SBA lending activity for Green Mountain CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Vermont (VT) | 64 | $3.8M | 100.0% |
Why Choose Green Mountain CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 64 SBA loans approved, totaling $3.8M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, Full-Service Restaurants, Residential Remodelers
- ✓Competitive Terms: Average interest rate of 5.22% with flexible term lengths averaging 65 months
- ✓Loan Range: Loan sizes from $12K to $100K, with an average of $59K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in VT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Green Mountain CU SBA lending
What types of businesses does Green Mountain CU typically finance?
Green Mountain CU specializes in SBA 7(a) lending to specific industries including landscaping services, full-service restaurants, residential remodelers, drinking places (alcoholic beverages). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Green Mountain CU's typical SBA loan terms?
Green Mountain CU's SBA 7(a) loans typically feature an average interest rate of 5.22% and average term length of 65 months (approximately 5 years). Loan sizes range from $12K to $100K, with an average loan size of $59K.
Do I need a business valuation for a Green Mountain CU SBA loan?
Yes, Green Mountain CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Green Mountain CU compare to other SBA lenders?
Green Mountain CU has originated 64 SBA loans totaling $3.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Green Mountain CU lend in?
Green Mountain CU provides SBA 7(a) financing with particularly strong presence in VT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.