Greater State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Greater State Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 32 | $7.3M | $229K | 10.8% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 24 | $14.8M | $615K | 8.1% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 24 | $1.8M | $73K | 8.1% |
| 621210 | Offices of Dentists | 16 | $4.6M | $290K | 5.4% |
| 236220 | Commercial and Institutional Building Construction | 16 | $5.6M | $350K | 5.4% |
| 488410 | Motor Vehicle Towing | 16 | $3.8M | $239K | 5.4% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 16 | $3.6M | $225K | 5.4% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 16 | $4.9M | $308K | 5.4% |
| 441120 | Used Car Dealers | 16 | $2.6M | $165K | 5.4% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 16 | $4.4M | $275K | 5.4% |
Geographic Distribution
SBA lending activity for Greater State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 296 | $81.4M | 100.0% |
Why Choose Greater State Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 296 SBA loans approved, totaling $81.4M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Automotive Body, Paint, and Interior Repair and Maintenance, Offices of All Other Miscellaneous Health Practitioners
- ✓Competitive Terms: Average interest rate of 8.10% with flexible term lengths averaging 133 months
- ✓Loan Range: Loan sizes from $25K to $1.0M, with an average of $275K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Greater State Bank SBA lending
What types of businesses does Greater State Bank typically finance?
Greater State Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, automotive body, paint, and interior repair and maintenance, offices of all other miscellaneous health practitioners, offices of dentists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Greater State Bank's typical SBA loan terms?
Greater State Bank's SBA 7(a) loans typically feature an average interest rate of 8.10% and average term length of 133 months (approximately 11 years). Loan sizes range from $25K to $1.0M, with an average loan size of $275K.
Do I need a business valuation for a Greater State Bank SBA loan?
Yes, Greater State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Greater State Bank compare to other SBA lenders?
Greater State Bank has originated 296 SBA loans totaling $81.4M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Greater State Bank lend in?
Greater State Bank provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.