Grand Savings Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Grand Savings Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 321999 | All Other Miscellaneous Wood Product Manufacturing | 16 | $40.0M | $2.5M | 20.0% |
| 721110 | Hotels (except Casino Hotels) and Motels | 16 | $11.1M | $691K | 20.0% |
| 621310 | Offices of Chiropractors | 8 | $240K | $30K | 10.0% |
| 624410 | Child Day Care Services | 8 | $2.4M | $305K | 10.0% |
| 811118 | Other Automotive Mechanical and Electrical Repair and Maintenance | 8 | $512K | $64K | 10.0% |
| 515112 | Radio Stations | 8 | $2.2M | $280K | 10.0% |
| 445120 | Convenience Stores | 8 | $3.2M | $404K | 10.0% |
| 332812 | Metal Coating, Engraving (except Jewelry and Silverware), and Allied S | 8 | $1.4M | $175K | 10.0% |
Geographic Distribution
SBA lending activity for Grand Savings Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arkansas (AR) | 48 | $51.8M | 60.0% |
| Oklahoma (OK) | 32 | $9.3M | 40.0% |
Why Choose Grand Savings Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 80 SBA loans approved, totaling $61.1M in financing
- ✓Industry Expertise: Specialized focus on All Other Miscellaneous Wood Product Manufacturing, Hotels (except Casino Hotels) and Motels, Offices of Chiropractors
- ✓Competitive Terms: Average interest rate of 5.47% with flexible term lengths averaging 146 months
- ✓Loan Range: Loan sizes from $30K to $4.0M, with an average of $764K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in AR, OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Grand Savings Bank SBA lending
What types of businesses does Grand Savings Bank typically finance?
Grand Savings Bank specializes in SBA 7(a) lending to specific industries including all other miscellaneous wood product manufacturing, hotels (except casino hotels) and motels, offices of chiropractors, child day care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Grand Savings Bank's typical SBA loan terms?
Grand Savings Bank's SBA 7(a) loans typically feature an average interest rate of 5.47% and average term length of 146 months (approximately 12 years). Loan sizes range from $30K to $4.0M, with an average loan size of $764K.
Do I need a business valuation for a Grand Savings Bank SBA loan?
Yes, Grand Savings Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Grand Savings Bank compare to other SBA lenders?
Grand Savings Bank has originated 80 SBA loans totaling $61.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Grand Savings Bank lend in?
Grand Savings Bank provides SBA 7(a) financing with particularly strong presence in AR, OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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