Goldwater Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Goldwater Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 311920 | Coffee and Tea Manufacturing | 1 | $448K | $448K | 12.5% |
| 624410 | Child Care Services | 1 | $165K | $165K | 12.5% |
| 532490 | Other Commercial and Industrial Machinery and Equipment Rental and Leasing | 1 | $1.7M | $1.7M | 12.5% |
| 621210 | Offices of Dentists | 1 | $470K | $470K | 12.5% |
| 485999 | All Other Transit and Ground Passenger Transportation | 1 | $960K | $960K | 12.5% |
| 325510 | Paint and Coating Manufacturing | 1 | $1.1M | $1.1M | 12.5% |
| 485310 | Taxi and Ridesharing Services | 1 | $300K | $300K | 12.5% |
Geographic Distribution
SBA lending activity for Goldwater Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 8 | $5.8M | 100.0% |
Why Choose Goldwater Bank, National Association?
Based on SBA 7(a) lending track record from 2011-2014
- ✓Proven Track Record: 8 SBA loans approved, totaling $5.8M in financing
- ✓Industry Expertise: Specialized focus on Coffee and Tea Manufacturing, Child Care Services, Other Commercial and Industrial Machinery and Equipment Rental and Leasing
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 187 months
- ✓Loan Range: Loan sizes from $165K to $1.7M, with an average of $723K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Goldwater Bank, National Association SBA lending
What types of businesses does Goldwater Bank, National Association typically finance?
Goldwater Bank, National Association specializes in SBA 7(a) lending to specific industries including coffee and tea manufacturing, child care services, other commercial and industrial machinery and equipment rental and leasing, offices of dentists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Goldwater Bank, National Association's typical SBA loan terms?
Goldwater Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 187 months (approximately 16 years). Loan sizes range from $165K to $1.7M, with an average loan size of $723K.
Do I need a business valuation for a Goldwater Bank, National Association SBA loan?
Yes, Goldwater Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Goldwater Bank, National Association compare to other SBA lenders?
Goldwater Bank, National Association has originated 8 SBA loans totaling $5.8M since 2011. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Goldwater Bank, National Association lend in?
Goldwater Bank, National Association provides SBA 7(a) financing with particularly strong presence in AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.