Global One Bank
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Global One Bank · FY 2025
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 17 | $61.6M | $3.6M | 45.9% |
| 457110 | Gasoline Stations with Convenience Stores | 4 | $5.2M | $1.3M | 10.8% |
| 722513 | Limited-Service Restaurants | 3 | $506K | $169K | 8.1% |
| 812310 | Coin-Operated Laundries and Drycleaners | 3 | $8.1M | $2.7M | 8.1% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 | $1.6M | $789K | 5.4% |
| 811111 | General Automotive Repair | 2 | $990K | $495K | 5.4% |
| 445131 | Convenience Retailers | 1 | $832K | $832K | 2.7% |
| 624410 | Child Care Services | 1 | $616K | $616K | 2.7% |
| 541990 | All Other Professional, Scientific, and Technical Services | 1 | $900K | $900K | 2.7% |
| 722511 | Full-Service Restaurants | 1 | $175K | $175K | 2.7% |
Geographic Distribution
SBA lending activity for Global One Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 35 | $77.5M | 94.6% |
| Tennessee (TN) | 1 | $5.0M | 2.7% |
| Ohio (OH) | 1 | $3.2M | 2.7% |
Why Choose Global One Bank?
Based on SBA 7(a) lending track record in FY 2025
- ✓Proven Track Record: 37 SBA loans approved, totaling $85.6M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Gasoline Stations with Convenience Stores, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 8.91% with flexible term lengths averaging 244 months
- ✓Loan Range: Loan sizes from $85K to $5.0M, with an average of $2.3M
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in TX, OH, TN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Global One Bank SBA lending
What types of businesses does Global One Bank typically finance?
Global One Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, gasoline stations with convenience stores, limited-service restaurants, coin-operated laundries and drycleaners. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Global One Bank's typical SBA loan terms?
Global One Bank's SBA 7(a) loans typically feature an average interest rate of 8.91% and average term length of 244 months (approximately 20 years). Loan sizes range from $85K to $5.0M, with an average loan size of $2.3M.
Do I need a business valuation for a Global One Bank SBA loan?
Yes, Global One Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Global One Bank compare to other SBA lenders?
Global One Bank has originated 37 SBA loans totaling $85.6M in FY 2025. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Global One Bank lend in?
Global One Bank provides SBA 7(a) financing with particularly strong presence in TX, OH, TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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