Genisys CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Genisys CU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 8 | $7.8M | $973K | 7.8% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 7 | $16.8M | $2.4M | 6.9% |
| 623312 | Assisted Living Facilities for the Elderly | 5 | $9.9M | $2.0M | 4.9% |
| 561730 | Landscaping Services | 4 | $180K | $45K | 3.9% |
| 722513 | Limited-Service Restaurants | 3 | $926K | $309K | 2.9% |
| 325411 | Medicinal and Botanical Manufacturing | 3 | $5.4M | $1.8M | 2.9% |
| 722310 | Food Service Contractors | 3 | $8.9M | $3.0M | 2.9% |
| 721110 | Hotels (except Casino Hotels) and Motels | 3 | $10.6M | $3.5M | 2.9% |
| 811192 | Car Washes | 3 | $5.2M | $1.7M | 2.9% |
| 713990 | All Other Amusement and Recreation Industries | 3 | $5.8M | $1.9M | 2.9% |
Geographic Distribution
SBA lending activity for Genisys CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Michigan (MI) | 61 | $29.1M | 59.8% |
| Texas (TX) | 7 | $18.5M | 6.9% |
| Arizona (AZ) | 5 | $14.5M | 4.9% |
| New York (NY) | 2 | $10.0M | 2.0% |
| Missouri (MO) | 3 | $9.8M | 2.9% |
| California (CA) | 6 | $8.8M | 5.9% |
| Virginia (VA) | 4 | $7.8M | 3.9% |
| Nevada (NV) | 4 | $6.9M | 3.9% |
| Tennessee (TN) | 1 | $4.9M | 1.0% |
| South Carolina (SC) | 1 | $4.1M | 1.0% |
| Maryland (MD) | 2 | $3.6M | 2.0% |
| Florida (FL) | 1 | $2.5M | 1.0% |
| Oklahoma (OK) | 1 | $1.6M | 1.0% |
| New Mexico (NM) | 1 | $1.6M | 1.0% |
| Illinois (IL) | 1 | $1.5M | 1.0% |
| Ohio (OH) | 1 | $1.4M | 1.0% |
| North Carolina (NC) | 1 | $553K | 1.0% |
Why Choose Genisys CU?
Based on SBA 7(a) lending track record from 2006-2025
- ✓Proven Track Record: 102 SBA loans approved, totaling $127.2M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Offices of Physicians (except Mental Health Specialists), Assisted Living Facilities for the Elderly
- ✓Competitive Terms: Average interest rate of 7.23% with flexible term lengths averaging 154 months
- ✓Loan Range: Loan sizes from $25K to $5.0M, with an average of $1.2M
- ✓Nationwide Reach: Active lending in 17 states, with strong presence in MI, TX, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Genisys CU SBA lending
What types of businesses does Genisys CU typically finance?
Genisys CU specializes in SBA 7(a) lending to specific industries including full-service restaurants, offices of physicians (except mental health specialists), assisted living facilities for the elderly, landscaping services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Genisys CU's typical SBA loan terms?
Genisys CU's SBA 7(a) loans typically feature an average interest rate of 7.23% and average term length of 154 months (approximately 13 years). Loan sizes range from $25K to $5.0M, with an average loan size of $1.2M.
Do I need a business valuation for a Genisys CU SBA loan?
Yes, Genisys CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Genisys CU compare to other SBA lenders?
Genisys CU has originated 102 SBA loans totaling $127.2M since 2006. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Genisys CU lend in?
Genisys CU provides SBA 7(a) financing with particularly strong presence in MI, TX, CA, AZ, VA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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