Frontier Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Frontier Credit Union · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 6 | $1.1M | $188K | 3.4% |
| 722410 | Drinking Places (Alcoholic Beverages) | 5 | $3.5M | $707K | 2.8% |
| 811111 | General Automotive Repair | 5 | $508K | $102K | 2.8% |
| 541940 | Veterinary Services | 4 | $611K | $153K | 2.3% |
| 332312 | Fabricated Structural Metal Manufacturing | 3 | $1.5M | $503K | 1.7% |
| 624410 | Child Care Services | 3 | $196K | $65K | 1.7% |
| 561730 | Landscaping Services | 2 | $1.7M | $829K | 1.1% |
| 562112 | Hazardous Waste Collection | 2 | $700K | $350K | 1.1% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 2 | $1.0M | $517K | 1.1% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $340K | $170K | 1.1% |
Geographic Distribution
SBA lending activity for Frontier Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Montana (MT) | 174 | $37.0M | 98.3% |
| Washington (WA) | 2 | $530K | 1.1% |
| Idaho (ID) | 1 | $77K | 0.6% |
Why Choose Frontier Credit Union?
Based on SBA 7(a) lending track record from 1991-2014
- ✓Proven Track Record: 177 SBA loans approved, totaling $37.6M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Drinking Places (Alcoholic Beverages), General Automotive Repair
- ✓Competitive Terms: Average interest rate of 5.88% with flexible term lengths averaging 132 months
- ✓Loan Range: Loan sizes from $20K to $2.8M, with an average of $212K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in MT, WA, ID
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Frontier Credit Union SBA lending
What types of businesses does Frontier Credit Union typically finance?
Frontier Credit Union specializes in SBA 7(a) lending to specific industries including offices of dentists, drinking places (alcoholic beverages), general automotive repair, veterinary services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Frontier Credit Union's typical SBA loan terms?
Frontier Credit Union's SBA 7(a) loans typically feature an average interest rate of 5.88% and average term length of 132 months (approximately 11 years). Loan sizes range from $20K to $2.8M, with an average loan size of $212K.
Do I need a business valuation for a Frontier Credit Union SBA loan?
Yes, Frontier Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Frontier Credit Union compare to other SBA lenders?
Frontier Credit Union has originated 177 SBA loans totaling $37.6M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Frontier Credit Union lend in?
Frontier Credit Union provides SBA 7(a) financing with particularly strong presence in MT, WA, ID. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.