Frontier Bank
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by Frontier Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 32 | $5.2M | $164K | 17.4% |
| 541618 | Other Management Consulting Services | 16 | $1.0M | $63K | 8.7% |
| 238990 | All Other Specialty Trade Contractors | 16 | $12.3M | $772K | 8.7% |
| 448150 | Clothing Accessories Stores | 16 | $1.6M | $100K | 8.7% |
| 423310 | Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers | 16 | $3.6M | $225K | 8.7% |
| 922160 | Fire Protection | 8 | $4.0M | $500K | 4.3% |
| 327991 | Cut Stone and Stone Product Manufacturing | 8 | $304K | $38K | 4.3% |
| 424910 | Farm Supplies Merchant Wholesalers | 8 | $2.4M | $300K | 4.3% |
| 238140 | Masonry Contractors | 8 | $884K | $111K | 4.3% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 8 | $6.2M | $770K | 4.3% |
Geographic Distribution
SBA lending activity for Frontier Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 184 | $47.3M | 100.0% |
Why Choose Frontier Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 184 SBA loans approved, totaling $47.3M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Other Management Consulting Services, All Other Specialty Trade Contractors
- ✓Competitive Terms: Average interest rate of 5.54% with flexible term lengths averaging 98 months
- ✓Loan Range: Loan sizes from $38K to $1.4M, with an average of $257K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Frontier Bank SBA lending
What types of businesses does Frontier Bank typically finance?
Frontier Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, other management consulting services, all other specialty trade contractors, clothing accessories stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Frontier Bank's typical SBA loan terms?
Frontier Bank's SBA 7(a) loans typically feature an average interest rate of 5.54% and average term length of 98 months (approximately 8 years). Loan sizes range from $38K to $1.4M, with an average loan size of $257K.
Do I need a business valuation for a Frontier Bank SBA loan?
Yes, Frontier Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Frontier Bank compare to other SBA lenders?
Frontier Bank has originated 184 SBA loans totaling $47.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Frontier Bank lend in?
Frontier Bank provides SBA 7(a) financing with particularly strong presence in NE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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