Frontier Bank of Texas
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by Frontier Bank of Texas
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 40 | $44.7M | $1.1M | 11.6% |
| 722513 | Limited-Service Restaurants | 24 | $4.5M | $188K | 7.0% |
| 561110 | Office Administrative Services | 16 | $7.3M | $458K | 4.7% |
| 812910 | Pet Care (except Veterinary) Services | 16 | $5.4M | $335K | 4.7% |
| 812112 | Beauty Salons | 16 | $1.6M | $99K | 4.7% |
| 713940 | Fitness and Recreational Sports Centers | 16 | $4.5M | $279K | 4.7% |
| 722310 | Food Service Contractors | 16 | $4.4M | $275K | 4.7% |
| 541611 | Administrative Management and General Management Consulting Services | 16 | $8.0M | $500K | 4.7% |
| 238150 | Glass and Glazing Contractors | 8 | $2.8M | $350K | 2.3% |
| 326199 | All Other Plastics Product Manufacturing | 8 | $18.8M | $2.3M | 2.3% |
Geographic Distribution
SBA lending activity for Frontier Bank of Texas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 344 | $157.0M | 100.0% |
Why Choose Frontier Bank of Texas?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 344 SBA loans approved, totaling $157.0M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Office Administrative Services
- ✓Competitive Terms: Average interest rate of 7.62% with flexible term lengths averaging 129 months
- ✓Loan Range: Loan sizes from $73K to $3.0M, with an average of $456K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Frontier Bank of Texas SBA lending
What types of businesses does Frontier Bank of Texas typically finance?
Frontier Bank of Texas specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, office administrative services, pet care (except veterinary) services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Frontier Bank of Texas's typical SBA loan terms?
Frontier Bank of Texas's SBA 7(a) loans typically feature an average interest rate of 7.62% and average term length of 129 months (approximately 11 years). Loan sizes range from $73K to $3.0M, with an average loan size of $456K.
Do I need a business valuation for a Frontier Bank of Texas SBA loan?
Yes, Frontier Bank of Texas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Frontier Bank of Texas compare to other SBA lenders?
Frontier Bank of Texas has originated 344 SBA loans totaling $157.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Frontier Bank of Texas lend in?
Frontier Bank of Texas provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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