Four Corners Community Bank
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by Four Corners Community Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 8 | $4.7M | $584K | 33.3% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $2.8M | $350K | 33.3% |
| 811192 | Car Washes | 8 | $2.6M | $328K | 33.3% |
Geographic Distribution
SBA lending activity for Four Corners Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New Mexico (NM) | 24 | $10.1M | 100.0% |
Why Choose Four Corners Community Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 24 SBA loans approved, totaling $10.1M in financing
- ✓Industry Expertise: Specialized focus on Specialized Freight (except Used Goods) Trucking, Local, Snack and Nonalcoholic Beverage Bars, Car Washes
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 240 months
- ✓Loan Range: Loan sizes from $328K to $584K, with an average of $421K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NM
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Four Corners Community Bank SBA lending
What types of businesses does Four Corners Community Bank typically finance?
Four Corners Community Bank specializes in SBA 7(a) lending to specific industries including specialized freight (except used goods) trucking, local, snack and nonalcoholic beverage bars, car washes. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Four Corners Community Bank's typical SBA loan terms?
Four Corners Community Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 240 months (approximately 20 years). Loan sizes range from $328K to $584K, with an average loan size of $421K.
Do I need a business valuation for a Four Corners Community Bank SBA loan?
Yes, Four Corners Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Four Corners Community Bank compare to other SBA lenders?
Four Corners Community Bank has originated 24 SBA loans totaling $10.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Four Corners Community Bank lend in?
Four Corners Community Bank provides SBA 7(a) financing with particularly strong presence in NM. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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