Four Corners Community Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Four Corners Community Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 3 | $67K | $22K | 2.7% |
| 321992 | Prefabricated Wood Building Manufacturing | 2 | $115K | $58K | 1.8% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $160K | $80K | 1.8% |
| 213112 | Support Activities for Oil and Gas Operations | 2 | $810K | $405K | 1.8% |
| 623311 | Continuing Care Retirement Communities | 2 | $1.1M | $538K | 1.8% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 | $1.3M | $673K | 1.8% |
| 722513 | Limited-Service Restaurants | 2 | $1.4M | $725K | 1.8% |
| 423830 | Industrial Machinery and Equipment Merchant Wholesalers | 1 | $346K | $346K | 0.9% |
| 813910 | Business Associations | 1 | $50K | $50K | 0.9% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 1 | $350K | $350K | 0.9% |
Geographic Distribution
SBA lending activity for Four Corners Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New Mexico (NM) | 29 | $10.1M | 26.1% |
| Colorado (CO) | 80 | $7.1M | 72.1% |
| Pennsylvania (PA) | 1 | $346K | 0.9% |
| Oregon (OR) | 1 | $5K | 0.9% |
Why Choose Four Corners Community Bank?
Based on SBA 7(a) lending track record from 1991-2023
- ✓Proven Track Record: 111 SBA loans approved, totaling $17.6M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Prefabricated Wood Building Manufacturing, Automotive Body, Paint, and Interior Repair and Maintenance
- ✓Competitive Terms: Average interest rate of 6.10% with flexible term lengths averaging 110 months
- ✓Loan Range: Loan sizes from $5K to $1.2M, with an average of $158K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in CO, NM, PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Four Corners Community Bank SBA lending
What types of businesses does Four Corners Community Bank typically finance?
Four Corners Community Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, prefabricated wood building manufacturing, automotive body, paint, and interior repair and maintenance, support activities for oil and gas operations. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Four Corners Community Bank's typical SBA loan terms?
Four Corners Community Bank's SBA 7(a) loans typically feature an average interest rate of 6.10% and average term length of 110 months (approximately 9 years). Loan sizes range from $5K to $1.2M, with an average loan size of $158K.
Do I need a business valuation for a Four Corners Community Bank SBA loan?
Yes, Four Corners Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Four Corners Community Bank compare to other SBA lenders?
Four Corners Community Bank has originated 111 SBA loans totaling $17.6M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Four Corners Community Bank lend in?
Four Corners Community Bank provides SBA 7(a) financing with particularly strong presence in CO, NM, PA, OR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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