Flint Hills Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Flint Hills Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 2 | $386K | $193K | 10.5% |
| 811111 | General Automotive Repair | 2 | $145K | $73K | 10.5% |
| 212312 | Crushed and Broken Limestone Mining and Quarrying | 1 | $465K | $465K | 5.3% |
| 238990 | All Other Specialty Trade Contractors | 1 | $85K | $85K | 5.3% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 1 | $130K | $130K | 5.3% |
| 561730 | Landscaping Services | 1 | $80K | $80K | 5.3% |
| 111219 | Other Vegetable (except Potato) and Melon Farming | 1 | $36K | $36K | 5.3% |
| 311611 | Animal (except Poultry) Slaughtering | 1 | $52K | $52K | 5.3% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $293K | $293K | 5.3% |
| 812112 | Beauty Salons | 1 | $22K | $22K | 5.3% |
Geographic Distribution
SBA lending activity for Flint Hills Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 19 | $2.1M | 100.0% |
Why Choose Flint Hills Bank?
Based on SBA 7(a) lending track record from 1994-2012
- ✓Proven Track Record: 19 SBA loans approved, totaling $2.1M in financing
- ✓Industry Expertise: Specialized focus on Fitness and Recreational Sports Centers, General Automotive Repair, Crushed and Broken Limestone Mining and Quarrying
- ✓Competitive Terms: Average interest rate of 5.75% with flexible term lengths averaging 125 months
- ✓Loan Range: Loan sizes from $20K to $465K, with an average of $112K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Flint Hills Bank SBA lending
What types of businesses does Flint Hills Bank typically finance?
Flint Hills Bank specializes in SBA 7(a) lending to specific industries including fitness and recreational sports centers, general automotive repair, crushed and broken limestone mining and quarrying, all other specialty trade contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Flint Hills Bank's typical SBA loan terms?
Flint Hills Bank's SBA 7(a) loans typically feature an average interest rate of 5.75% and average term length of 125 months (approximately 10 years). Loan sizes range from $20K to $465K, with an average loan size of $112K.
Do I need a business valuation for a Flint Hills Bank SBA loan?
Yes, Flint Hills Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Flint Hills Bank compare to other SBA lenders?
Flint Hills Bank has originated 19 SBA loans totaling $2.1M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Flint Hills Bank lend in?
Flint Hills Bank provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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