First National Bank in Pawhuska
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First National Bank in Pawhuska · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 1 | $110K | $110K | 9.1% |
| 311811 | Retail Bakeries | 1 | $61K | $61K | 9.1% |
| 423120 | Motor Vehicle Supplies and New Parts Merchant Wholesalers | 1 | $32K | $32K | 9.1% |
Geographic Distribution
SBA lending activity for First National Bank in Pawhuska by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oklahoma (OK) | 11 | $1.2M | 100.0% |
Why Choose First National Bank in Pawhuska?
Based on SBA 7(a) lending track record from 2001-2011
- ✓Proven Track Record: 11 SBA loans approved, totaling $1.2M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, Retail Bakeries, Motor Vehicle Supplies and New Parts Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 5.50% with flexible term lengths averaging 139 months
- ✓Loan Range: Loan sizes from $32K to $370K, with an average of $108K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First National Bank in Pawhuska SBA lending
What types of businesses does First National Bank in Pawhuska typically finance?
First National Bank in Pawhuska specializes in SBA 7(a) lending to specific industries including landscaping services, retail bakeries, motor vehicle supplies and new parts merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First National Bank in Pawhuska's typical SBA loan terms?
First National Bank in Pawhuska's SBA 7(a) loans typically feature an average interest rate of 5.50% and average term length of 139 months (approximately 12 years). Loan sizes range from $32K to $370K, with an average loan size of $108K.
Do I need a business valuation for a First National Bank in Pawhuska SBA loan?
Yes, First National Bank in Pawhuska typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First National Bank in Pawhuska compare to other SBA lenders?
First National Bank in Pawhuska has originated 11 SBA loans totaling $1.2M since 2001. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First National Bank in Pawhuska lend in?
First National Bank in Pawhuska provides SBA 7(a) financing with particularly strong presence in OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.