First Montana Bank, Inc.
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Montana Bank, Inc.
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 16 | $4.9M | $309K | 18.2% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 16 | $22.6M | $1.4M | 18.2% |
| 811111 | General Automotive Repair | 16 | $6.7M | $421K | 18.2% |
| 811192 | Car Washes | 16 | $18.5M | $1.2M | 18.2% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 8 | $2.6M | $326K | 9.1% |
| 722320 | Caterers | 8 | $1.4M | $180K | 9.1% |
| 541618 | Other Management Consulting Services | 8 | $7.6M | $956K | 9.1% |
Geographic Distribution
SBA lending activity for First Montana Bank, Inc. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Montana (MT) | 88 | $64.5M | 100.0% |
Why Choose First Montana Bank, Inc.?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 88 SBA loans approved, totaling $64.5M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Automotive Body, Paint, and Interior Repair and Maintenance, General Automotive Repair
- ✓Competitive Terms: Average interest rate of 7.98% with flexible term lengths averaging 198 months
- ✓Loan Range: Loan sizes from $50K to $2.5M, with an average of $733K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Montana Bank, Inc. SBA lending
What types of businesses does First Montana Bank, Inc. typically finance?
First Montana Bank, Inc. specializes in SBA 7(a) lending to specific industries including full-service restaurants, automotive body, paint, and interior repair and maintenance, general automotive repair, car washes. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Montana Bank, Inc.'s typical SBA loan terms?
First Montana Bank, Inc.'s SBA 7(a) loans typically feature an average interest rate of 7.98% and average term length of 198 months (approximately 17 years). Loan sizes range from $50K to $2.5M, with an average loan size of $733K.
Do I need a business valuation for a First Montana Bank, Inc. SBA loan?
Yes, First Montana Bank, Inc. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Montana Bank, Inc. compare to other SBA lenders?
First Montana Bank, Inc. has originated 88 SBA loans totaling $64.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Montana Bank, Inc. lend in?
First Montana Bank, Inc. provides SBA 7(a) financing with particularly strong presence in MT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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