First Fidelity Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Fidelity Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 18 | $3.6M | $197K | 2.7% |
| 621210 | Offices of Dentists | 16 | $8.5M | $528K | 2.4% |
| 811111 | General Automotive Repair | 15 | $2.8M | $189K | 2.2% |
| 541940 | Veterinary Services | 10 | $3.1M | $308K | 1.5% |
| 624410 | Child Care Services | 10 | $3.6M | $361K | 1.5% |
| 561730 | Landscaping Services | 9 | $2.3M | $253K | 1.3% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 9 | $4.6M | $508K | 1.3% |
| 541110 | Offices of Lawyers | 9 | $1.6M | $173K | 1.3% |
| 541330 | Engineering Services | 8 | $3.0M | $377K | 1.2% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 7 | $3.2M | $451K | 1.0% |
Geographic Distribution
SBA lending activity for First Fidelity Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 326 | $93.9M | 48.9% |
| Oklahoma (OK) | 148 | $24.9M | 22.2% |
| New Mexico (NM) | 56 | $19.5M | 8.4% |
| South Dakota (SD) | 87 | $12.0M | 13.0% |
| California (CA) | 26 | $7.4M | 3.9% |
| Georgia (GA) | 11 | $5.7M | 1.6% |
| Texas (TX) | 5 | $1.5M | 0.7% |
| Michigan (MI) | 2 | $634K | 0.3% |
| Kansas (KS) | 1 | $271K | 0.1% |
| Arkansas (AR) | 1 | $225K | 0.1% |
| Nebraska (NE) | 2 | $162K | 0.3% |
| Minnesota (MN) | 1 | $125K | 0.1% |
| North Dakota (ND) | 1 | $100K | 0.1% |
Why Choose First Fidelity Bank?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 667 SBA loans approved, totaling $166.3M in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors, Offices of Dentists, General Automotive Repair
- ✓Competitive Terms: Average interest rate of 6.64% with flexible term lengths averaging 161 months
- ✓Loan Range: Loan sizes from $6K to $3.5M, with an average of $249K
- ✓Nationwide Reach: Active lending in 13 states, with strong presence in AZ, OK, SD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Fidelity Bank SBA lending
What types of businesses does First Fidelity Bank typically finance?
First Fidelity Bank specializes in SBA 7(a) lending to specific industries including offices of chiropractors, offices of dentists, general automotive repair, veterinary services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Fidelity Bank's typical SBA loan terms?
First Fidelity Bank's SBA 7(a) loans typically feature an average interest rate of 6.64% and average term length of 161 months (approximately 13 years). Loan sizes range from $6K to $3.5M, with an average loan size of $249K.
Do I need a business valuation for a First Fidelity Bank SBA loan?
Yes, First Fidelity Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Fidelity Bank compare to other SBA lenders?
First Fidelity Bank has originated 667 SBA loans totaling $166.3M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Fidelity Bank lend in?
First Fidelity Bank provides SBA 7(a) financing with particularly strong presence in AZ, OK, SD, NM, CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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