First Federal Community Bank National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Federal Community Bank National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Day Care Services | 24 | $6.8M | $284K | 18.8% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 16 | $2.4M | $150K | 12.5% |
| 722513 | Limited-Service Restaurants | 8 | $3.2M | $405K | 6.3% |
| 238210 | Electrical Contractors | 8 | $400K | $50K | 6.3% |
| 561730 | Landscaping Services | 8 | $400K | $50K | 6.3% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $2.9M | $365K | 6.3% |
| 337121 | Upholstered Household Furniture Manufacturing | 8 | $1.6M | $200K | 6.3% |
| 423610 | Electrical Apparatus and Equipment, Wiring Supplies, and Related Equip | 8 | $400K | $50K | 6.3% |
| 445131 | Other | 8 | $480K | $60K | 6.3% |
| 425120 | Wholesale Trade Agents and Brokers | 8 | $800K | $100K | 6.3% |
Geographic Distribution
SBA lending activity for First Federal Community Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Ohio (OH) | 128 | $31.9M | 100.0% |
Why Choose First Federal Community Bank National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 128 SBA loans approved, totaling $31.9M in financing
- ✓Industry Expertise: Specialized focus on Child Day Care Services, Offices of All Other Miscellaneous Health Practitioners, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.38% with flexible term lengths averaging 115 months
- ✓Loan Range: Loan sizes from $41K to $1.0M, with an average of $249K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in OH
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Federal Community Bank National Association SBA lending
What types of businesses does First Federal Community Bank National Association typically finance?
First Federal Community Bank National Association specializes in SBA 7(a) lending to specific industries including child day care services, offices of all other miscellaneous health practitioners, limited-service restaurants, electrical contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Federal Community Bank National Association's typical SBA loan terms?
First Federal Community Bank National Association's SBA 7(a) loans typically feature an average interest rate of 6.38% and average term length of 115 months (approximately 10 years). Loan sizes range from $41K to $1.0M, with an average loan size of $249K.
Do I need a business valuation for a First Federal Community Bank National Association SBA loan?
Yes, First Federal Community Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Federal Community Bank National Association compare to other SBA lenders?
First Federal Community Bank National Association has originated 128 SBA loans totaling $31.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Federal Community Bank National Association lend in?
First Federal Community Bank National Association provides SBA 7(a) financing with particularly strong presence in OH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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