First Capital West Bankshares, Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Capital West Bankshares, Inc · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561720 | Janitorial Services | 1 | $11K | $11K | 25.0% |
Geographic Distribution
SBA lending activity for First Capital West Bankshares, Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wyoming (WY) | 4 | $185K | 100.0% |
Why Choose First Capital West Bankshares, Inc?
Based on SBA 7(a) lending track record from 1999-2004
- ✓Proven Track Record: 4 SBA loans approved, totaling $185K in financing
- ✓Industry Expertise: Specialized focus on Janitorial Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 46 months
- ✓Loan Range: Loan sizes from $11K to $108K, with an average of $46K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Capital West Bankshares, Inc SBA lending
What types of businesses does First Capital West Bankshares, Inc typically finance?
First Capital West Bankshares, Inc specializes in SBA 7(a) lending to specific industries including janitorial services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Capital West Bankshares, Inc's typical SBA loan terms?
First Capital West Bankshares, Inc's SBA 7(a) loans typically feature an average interest rate of — and average term length of 46 months (approximately 4 years). Loan sizes range from $11K to $108K, with an average loan size of $46K.
Do I need a business valuation for a First Capital West Bankshares, Inc SBA loan?
Yes, First Capital West Bankshares, Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Capital West Bankshares, Inc compare to other SBA lenders?
First Capital West Bankshares, Inc has originated 4 SBA loans totaling $185K since 1999. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Capital West Bankshares, Inc lend in?
First Capital West Bankshares, Inc provides SBA 7(a) financing with particularly strong presence in WY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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