First Bethany Bank & Trust
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Bethany Bank & Trust · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 611610 | Fine Arts Schools | 4 | $130K | $33K | 10.5% |
| 561730 | Landscaping Services | 2 | $59K | $30K | 5.3% |
| 621210 | Offices of Dentists | 2 | $440K | $220K | 5.3% |
| 213112 | Support Activities for Oil and Gas Operations | 2 | $184K | $92K | 5.3% |
| 721110 | Hotels (except Casino Hotels) and Motels | 1 | $995K | $995K | 2.6% |
| 336413 | Other Aircraft Parts and Auxiliary Equipment Manufacturing | 1 | $100K | $100K | 2.6% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $38K | $38K | 2.6% |
| 325211 | Plastics Material and Resin Manufacturing | 1 | $100K | $100K | 2.6% |
| 332996 | Fabricated Pipe and Pipe Fitting Manufacturing | 1 | $100K | $100K | 2.6% |
Geographic Distribution
SBA lending activity for First Bethany Bank & Trust by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oklahoma (OK) | 37 | $4.4M | 97.4% |
| Texas (TX) | 1 | $50K | 2.6% |
Why Choose First Bethany Bank & Trust?
Based on SBA 7(a) lending track record from 1995-2004
- ✓Proven Track Record: 38 SBA loans approved, totaling $4.5M in financing
- ✓Industry Expertise: Specialized focus on Fine Arts Schools, Landscaping Services, Offices of Dentists
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 77 months
- ✓Loan Range: Loan sizes from $18K to $995K, with an average of $117K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in OK, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Bethany Bank & Trust SBA lending
What types of businesses does First Bethany Bank & Trust typically finance?
First Bethany Bank & Trust specializes in SBA 7(a) lending to specific industries including fine arts schools, landscaping services, offices of dentists, support activities for oil and gas operations. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Bethany Bank & Trust's typical SBA loan terms?
First Bethany Bank & Trust's SBA 7(a) loans typically feature an average interest rate of — and average term length of 77 months (approximately 6 years). Loan sizes range from $18K to $995K, with an average loan size of $117K.
Do I need a business valuation for a First Bethany Bank & Trust SBA loan?
Yes, First Bethany Bank & Trust typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Bethany Bank & Trust compare to other SBA lenders?
First Bethany Bank & Trust has originated 38 SBA loans totaling $4.5M since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Bethany Bank & Trust lend in?
First Bethany Bank & Trust provides SBA 7(a) financing with particularly strong presence in OK, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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