F and M Community Bank National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by F and M Community Bank National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 445320 | Other | 8 | $1.6M | $204K | 50.0% |
| 445310 | Beer, Wine, and Liquor Stores | 8 | $1.5M | $189K | 50.0% |
Geographic Distribution
SBA lending activity for F and M Community Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Minnesota (MN) | 16 | $3.1M | 100.0% |
Why Choose F and M Community Bank National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 16 SBA loans approved, totaling $3.1M in financing
- ✓Industry Expertise: Specialized focus on Other, Beer, Wine, and Liquor Stores
- ✓Competitive Terms: Average interest rate of 4.63% with flexible term lengths averaging 240 months
- ✓Loan Range: Loan sizes from $189K to $204K, with an average of $197K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about F and M Community Bank National Association SBA lending
What types of businesses does F and M Community Bank National Association typically finance?
F and M Community Bank National Association specializes in SBA 7(a) lending to specific industries including other, beer, wine, and liquor stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are F and M Community Bank National Association's typical SBA loan terms?
F and M Community Bank National Association's SBA 7(a) loans typically feature an average interest rate of 4.63% and average term length of 240 months (approximately 20 years). Loan sizes range from $189K to $204K, with an average loan size of $197K.
Do I need a business valuation for a F and M Community Bank National Association SBA loan?
Yes, F and M Community Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does F and M Community Bank National Association compare to other SBA lenders?
F and M Community Bank National Association has originated 16 SBA loans totaling $3.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does F and M Community Bank National Association lend in?
F and M Community Bank National Association provides SBA 7(a) financing with particularly strong presence in MN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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