Exchange Bank and Trust
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Exchange Bank and Trust · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $40K | $40K | 4.3% |
| 541211 | Offices of Certified Public Accountants | 1 | $60K | $60K | 4.3% |
| 713990 | All Other Amusement and Recreation Industries | 1 | $663K | $663K | 4.3% |
| 541410 | Interior Design Services | 1 | $59K | $59K | 4.3% |
| 236118 | Residential Remodelers | 1 | $175K | $175K | 4.3% |
| 311611 | Animal (except Poultry) Slaughtering | 1 | $80K | $80K | 4.3% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $108K | $108K | 4.3% |
| 441222 | Boat Dealers | 1 | $105K | $105K | 4.3% |
Geographic Distribution
SBA lending activity for Exchange Bank and Trust by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 23 | $3.7M | 100.0% |
Why Choose Exchange Bank and Trust?
Based on SBA 7(a) lending track record from 1991-2020
- ✓Proven Track Record: 23 SBA loans approved, totaling $3.7M in financing
- ✓Industry Expertise: Specialized focus on Automotive Body, Paint, and Interior Repair and Maintenance, Offices of Certified Public Accountants, All Other Amusement and Recreation Industries
- ✓Competitive Terms: Average interest rate of 5.75% with flexible term lengths averaging 105 months
- ✓Loan Range: Loan sizes from $20K to $850K, with an average of $160K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Exchange Bank and Trust SBA lending
What types of businesses does Exchange Bank and Trust typically finance?
Exchange Bank and Trust specializes in SBA 7(a) lending to specific industries including automotive body, paint, and interior repair and maintenance, offices of certified public accountants, all other amusement and recreation industries, interior design services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Exchange Bank and Trust's typical SBA loan terms?
Exchange Bank and Trust's SBA 7(a) loans typically feature an average interest rate of 5.75% and average term length of 105 months (approximately 9 years). Loan sizes range from $20K to $850K, with an average loan size of $160K.
Do I need a business valuation for a Exchange Bank and Trust SBA loan?
Yes, Exchange Bank and Trust typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Exchange Bank and Trust compare to other SBA lenders?
Exchange Bank and Trust has originated 23 SBA loans totaling $3.7M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Exchange Bank and Trust lend in?
Exchange Bank and Trust provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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