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Evergreen Business Capital

SBA 7(a) Lending Profile · All Time analysis

Loans: 24Volume: $3.5MAvg Loan: $144KAvg Rate: 9.92%Avg Term: 108 monthsJobs: 104

Industry Focus

Top industries served by Evergreen Business Capital

NAICSIndustryLoansVolumeAvg LoanShare
722513Limited-Service Restaurants8$1.7M$207K33.3%
611610Fine Arts Schools8$1.0M$125K33.3%
713990All Other Amusement and Recreation Industries8$796K$100K33.3%

Geographic Distribution

SBA lending activity for Evergreen Business Capital by state

StateLoansVolumeShare
Washington (WA)16$1.8M66.7%
Oregon (OR)8$1.7M33.3%
Loan Volume
$1.7M
$1.8M

Why Choose Evergreen Business Capital?

Based on SBA 7(a) lending track record from 2020-2025

  • Proven Track Record: 24 SBA loans approved, totaling $3.5M in financing
  • Industry Expertise: Specialized focus on Limited-Service Restaurants, Fine Arts Schools, All Other Amusement and Recreation Industries
  • Competitive Terms: Average interest rate of 9.92% with flexible term lengths averaging 108 months
  • Loan Range: Loan sizes from $100K to $207K, with an average of $144K
  • Nationwide Reach: Active lending in 2 states, with strong presence in WA, OR

Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.

Frequently Asked Questions

Common questions about Evergreen Business Capital SBA lending

What types of businesses does Evergreen Business Capital typically finance?

Evergreen Business Capital specializes in SBA 7(a) lending to specific industries including limited-service restaurants, fine arts schools, all other amusement and recreation industries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.

What are Evergreen Business Capital's typical SBA loan terms?

Evergreen Business Capital's SBA 7(a) loans typically feature an average interest rate of 9.92% and average term length of 108 months (approximately 9 years). Loan sizes range from $100K to $207K, with an average loan size of $144K.

Do I need a business valuation for a Evergreen Business Capital SBA loan?

Yes, Evergreen Business Capital typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.

How does Evergreen Business Capital compare to other SBA lenders?

Evergreen Business Capital has originated 24 SBA loans totaling $3.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.

What states does Evergreen Business Capital lend in?

Evergreen Business Capital provides SBA 7(a) financing with particularly strong presence in WA, OR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.

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Research Your Target Industry Before Applying

Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.

Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.

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Need a Business Valuation?

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