Enterprise Bank & Trust
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Enterprise Bank & Trust · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 304 | $324.1M | $1.1M | 5.0% |
| 722511 | Full-Service Restaurants | 230 | $224.1M | $974K | 3.8% |
| 721110 | Hotels (except Casino Hotels) and Motels | 180 | $445.0M | $2.5M | 2.9% |
| 811111 | General Automotive Repair | 171 | $127.3M | $745K | 2.8% |
| 441120 | Used Car Dealers | 117 | $121.1M | $1.0M | 1.9% |
| 621210 | Offices of Dentists | 110 | $68.1M | $619K | 1.8% |
| 238990 | All Other Specialty Trade Contractors | 100 | $80.8M | $808K | 1.6% |
| 722513 | Limited-Service Restaurants | 98 | $68.3M | $697K | 1.6% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 90 | $78.6M | $874K | 1.5% |
| 624410 | Child Care Services | 88 | $68.1M | $774K | 1.4% |
Geographic Distribution
SBA lending activity for Enterprise Bank & Trust by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 3,006 | $2.81B | 49.1% |
| Texas (TX) | 556 | $687.1M | 9.1% |
| Arizona (AZ) | 460 | $314.7M | 7.5% |
| Washington (WA) | 302 | $281.8M | 4.9% |
| Nevada (NV) | 199 | $209.3M | 3.2% |
| Colorado (CO) | 165 | $166.1M | 2.7% |
| Oregon (OR) | 134 | $149.5M | 2.2% |
| Missouri (MO) | 420 | $132.8M | 6.9% |
| Kansas (KS) | 442 | $111.3M | 7.2% |
| Illinois (IL) | 56 | $75.6M | 0.9% |
| Florida (FL) | 40 | $53.7M | 0.7% |
| Utah (UT) | 53 | $46.5M | 0.9% |
| New Mexico (NM) | 71 | $34.3M | 1.2% |
| North Carolina (NC) | 17 | $30.0M | 0.3% |
| Georgia (GA) | 23 | $24.0M | 0.4% |
| Ohio (OH) | 14 | $20.2M | 0.2% |
| Wisconsin (WI) | 14 | $18.0M | 0.2% |
| Indiana (IN) | 10 | $17.2M | 0.2% |
| Oklahoma (OK) | 6 | $14.8M | 0.1% |
| Michigan (MI) | 14 | $13.7M | 0.2% |
| Nebraska (NE) | 9 | $13.2M | 0.1% |
| Massachusetts (MA) | 10 | $12.7M | 0.2% |
| Minnesota (MN) | 14 | $11.8M | 0.2% |
| Alaska (AK) | 15 | $11.6M | 0.2% |
| Pennsylvania (PA) | 6 | $10.8M | 0.1% |
| Virginia (VA) | 7 | $10.7M | 0.1% |
| Kentucky (KY) | 5 | $9.9M | 0.1% |
| Idaho (ID) | 12 | $8.6M | 0.2% |
| Tennessee (TN) | 6 | $8.0M | 0.1% |
| Montana (MT) | 2 | $7.8M | 0.0% |
| Maryland (MD) | 4 | $6.9M | 0.1% |
| Arkansas (AR) | 4 | $6.8M | 0.1% |
| Hawaii (HI) | 4 | $5.9M | 0.1% |
| South Dakota (SD) | 2 | $5.1M | 0.0% |
| North Dakota (ND) | 1 | $4.9M | 0.0% |
| West Virginia (WV) | 2 | $3.4M | 0.0% |
| Alabama (AL) | 3 | $3.4M | 0.0% |
| New York (NY) | 1 | $3.3M | 0.0% |
| New Jersey (NJ) | 4 | $3.2M | 0.1% |
| Connecticut (CT) | 4 | $2.2M | 0.1% |
| Wyoming (WY) | 2 | $2.2M | 0.0% |
| South Carolina (SC) | 2 | $1.8M | 0.0% |
| Iowa (IA) | 3 | $1.6M | 0.0% |
| Rhode Island (RI) | 1 | $383K | 0.0% |
Why Choose Enterprise Bank & Trust?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 6,125 SBA loans approved, totaling $5.37B in financing
- ✓Industry Expertise: Specialized focus on Lessors of Nonresidential Buildings (except Miniwarehouses), Full-Service Restaurants, Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of 6.10% with flexible term lengths averaging 242 months
- ✓Loan Range: Loan sizes from $4K to $5.0M, with an average of $876K
- ✓Nationwide Reach: Active lending in 44 states, with strong presence in CA, TX, AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Enterprise Bank & Trust SBA lending
What types of businesses does Enterprise Bank & Trust typically finance?
Enterprise Bank & Trust specializes in SBA 7(a) lending to specific industries including lessors of nonresidential buildings (except miniwarehouses), full-service restaurants, hotels (except casino hotels) and motels, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Enterprise Bank & Trust's typical SBA loan terms?
Enterprise Bank & Trust's SBA 7(a) loans typically feature an average interest rate of 6.10% and average term length of 242 months (approximately 20 years). Loan sizes range from $4K to $5.0M, with an average loan size of $876K.
Do I need a business valuation for a Enterprise Bank & Trust SBA loan?
Yes, Enterprise Bank & Trust typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Enterprise Bank & Trust compare to other SBA lenders?
Enterprise Bank & Trust has originated 6,125 SBA loans totaling $5.37B since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Enterprise Bank & Trust lend in?
Enterprise Bank & Trust provides SBA 7(a) financing with particularly strong presence in CA, TX, AZ, KS, MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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