Emprise Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Emprise Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811192 | Car Washes | 1 | $160K | $160K | 12.5% |
| 812199 | Other Personal Care Services | 1 | $73K | $73K | 12.5% |
| 811111 | General Automotive Repair | 1 | $210K | $210K | 12.5% |
| 621320 | Offices of Optometrists | 1 | $85K | $85K | 12.5% |
Geographic Distribution
SBA lending activity for Emprise Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 8 | $867K | 100.0% |
Why Choose Emprise Bank, National Association?
Based on SBA 7(a) lending track record from 1994-2003
- ✓Proven Track Record: 8 SBA loans approved, totaling $867K in financing
- ✓Industry Expertise: Specialized focus on Car Washes, Other Personal Care Services, General Automotive Repair
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 76 months
- ✓Loan Range: Loan sizes from $15K to $210K, with an average of $108K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Emprise Bank, National Association SBA lending
What types of businesses does Emprise Bank, National Association typically finance?
Emprise Bank, National Association specializes in SBA 7(a) lending to specific industries including car washes, other personal care services, general automotive repair, offices of optometrists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Emprise Bank, National Association's typical SBA loan terms?
Emprise Bank, National Association's SBA 7(a) loans typically feature an average interest rate of — and average term length of 76 months (approximately 6 years). Loan sizes range from $15K to $210K, with an average loan size of $108K.
Do I need a business valuation for a Emprise Bank, National Association SBA loan?
Yes, Emprise Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Emprise Bank, National Association compare to other SBA lenders?
Emprise Bank, National Association has originated 8 SBA loans totaling $867K since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Emprise Bank, National Association lend in?
Emprise Bank, National Association provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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