East West Bank
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by East West Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 752 | $496.4M | $660K | 12.6% |
| 722513 | Limited-Service Restaurants | 352 | $247.6M | $703K | 5.9% |
| 457110 | Other | 240 | $466.6M | $1.9M | 4.0% |
| 721110 | Hotels (except Casino Hotels) and Motels | 152 | $294.3M | $1.9M | 2.5% |
| 445320 | Other | 152 | $101.9M | $671K | 2.5% |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 152 | $200.9M | $1.3M | 2.5% |
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 104 | $137.4M | $1.3M | 1.7% |
| 621210 | Offices of Dentists | 104 | $61.5M | $591K | 1.7% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 88 | $35.8M | $406K | 1.5% |
| 811111 | General Automotive Repair | 88 | $42.4M | $482K | 1.5% |
Geographic Distribution
SBA lending activity for East West Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 4,120 | $3.35B | 68.8% |
| Texas (TX) | 464 | $357.4M | 7.7% |
| New York (NY) | 240 | $250.5M | 4.0% |
| Georgia (GA) | 320 | $235.3M | 5.3% |
| Washington (WA) | 280 | $168.3M | 4.7% |
| Nevada (NV) | 96 | $109.6M | 1.6% |
| Indiana (IN) | 72 | $73.2M | 1.2% |
| Virginia (VA) | 24 | $54.6M | 0.4% |
| Arizona (AZ) | 16 | $43.3M | 0.3% |
| Tennessee (TN) | 16 | $39.7M | 0.3% |
| Colorado (CO) | 24 | $39.2M | 0.4% |
| Iowa (IA) | 24 | $37.3M | 0.4% |
| Arkansas (AR) | 16 | $35.0M | 0.3% |
| Massachusetts (MA) | 40 | $27.0M | 0.7% |
| New Jersey (NJ) | 40 | $26.4M | 0.7% |
| Minnesota (MN) | 16 | $24.1M | 0.3% |
| Maryland (MD) | 16 | $22.1M | 0.3% |
| North Carolina (NC) | 32 | $19.3M | 0.5% |
| Michigan (MI) | 8 | $11.8M | 0.1% |
| South Carolina (SC) | 24 | $11.6M | 0.4% |
| Illinois (IL) | 24 | $11.5M | 0.4% |
| Missouri (MO) | 8 | $10.9M | 0.1% |
| Florida (FL) | 16 | $9.6M | 0.3% |
| Alabama (AL) | 8 | $6.8M | 0.1% |
| Pennsylvania (PA) | 8 | $6.5M | 0.1% |
| Connecticut (CT) | 8 | $6.4M | 0.1% |
| Ohio (OH) | 8 | $5.4M | 0.1% |
| Louisiana (LA) | 8 | $4.8M | 0.1% |
| Kansas (KS) | 8 | $3.3M | 0.1% |
| Oregon (OR) | 8 | $1.6M | 0.1% |
Why Choose East West Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 5,992 SBA loans approved, totaling $5.00B in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Other
- ✓Competitive Terms: Average interest rate of 7.98% with flexible term lengths averaging 187 months
- ✓Loan Range: Loan sizes from $5K to $5.0M, with an average of $834K
- ✓Nationwide Reach: Active lending in 30 states, with strong presence in CA, TX, GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about East West Bank SBA lending
What types of businesses does East West Bank typically finance?
East West Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, other, hotels (except casino hotels) and motels. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are East West Bank's typical SBA loan terms?
East West Bank's SBA 7(a) loans typically feature an average interest rate of 7.98% and average term length of 187 months (approximately 16 years). Loan sizes range from $5K to $5.0M, with an average loan size of $834K.
Do I need a business valuation for a East West Bank SBA loan?
Yes, East West Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does East West Bank compare to other SBA lenders?
East West Bank has originated 5,992 SBA loans totaling $5.00B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does East West Bank lend in?
East West Bank provides SBA 7(a) financing with particularly strong presence in CA, TX, GA, WA, NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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