Douglas National Bank
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by Douglas National Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 24 | $15.0M | $623K | 33.3% |
| 722511 | Full-Service Restaurants | 16 | $9.3M | $581K | 22.2% |
| 561439 | Other Business Service Centers (including Copy Shops) | 8 | $2.3M | $285K | 11.1% |
| 492110 | Couriers | 8 | $5.8M | $730K | 11.1% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 8 | $3.8M | $470K | 11.1% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $6.4M | $802K | 11.1% |
Geographic Distribution
SBA lending activity for Douglas National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 72 | $42.5M | 100.0% |
Why Choose Douglas National Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 72 SBA loans approved, totaling $42.5M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Full-Service Restaurants, Other Business Service Centers (including Copy Shops)
- ✓Competitive Terms: Average interest rate of 6.36% with flexible term lengths averaging 214 months
- ✓Loan Range: Loan sizes from $285K to $802K, with an average of $591K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Douglas National Bank SBA lending
What types of businesses does Douglas National Bank typically finance?
Douglas National Bank specializes in SBA 7(a) lending to specific industries including limited-service restaurants, full-service restaurants, other business service centers (including copy shops), couriers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Douglas National Bank's typical SBA loan terms?
Douglas National Bank's SBA 7(a) loans typically feature an average interest rate of 6.36% and average term length of 214 months (approximately 18 years). Loan sizes range from $285K to $802K, with an average loan size of $591K.
Do I need a business valuation for a Douglas National Bank SBA loan?
Yes, Douglas National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Douglas National Bank compare to other SBA lenders?
Douglas National Bank has originated 72 SBA loans totaling $42.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Douglas National Bank lend in?
Douglas National Bank provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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