Denver Savings Bank
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by Denver Savings Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 312120 | Breweries | 8 | $1.1M | $140K | 25.0% |
| 722513 | Limited-Service Restaurants | 8 | $3.5M | $439K | 25.0% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $1.0M | $130K | 25.0% |
| 713990 | All Other Amusement and Recreation Industries | 8 | $7.9M | $990K | 25.0% |
Geographic Distribution
SBA lending activity for Denver Savings Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Iowa (IA) | 32 | $13.6M | 100.0% |
Why Choose Denver Savings Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $13.6M in financing
- ✓Industry Expertise: Specialized focus on Breweries, Limited-Service Restaurants, Snack and Nonalcoholic Beverage Bars
- ✓Competitive Terms: Average interest rate of 8.25% with flexible term lengths averaging 144 months
- ✓Loan Range: Loan sizes from $130K to $990K, with an average of $425K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in IA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Denver Savings Bank SBA lending
What types of businesses does Denver Savings Bank typically finance?
Denver Savings Bank specializes in SBA 7(a) lending to specific industries including breweries, limited-service restaurants, snack and nonalcoholic beverage bars, all other amusement and recreation industries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Denver Savings Bank's typical SBA loan terms?
Denver Savings Bank's SBA 7(a) loans typically feature an average interest rate of 8.25% and average term length of 144 months (approximately 12 years). Loan sizes range from $130K to $990K, with an average loan size of $425K.
Do I need a business valuation for a Denver Savings Bank SBA loan?
Yes, Denver Savings Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Denver Savings Bank compare to other SBA lenders?
Denver Savings Bank has originated 32 SBA loans totaling $13.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Denver Savings Bank lend in?
Denver Savings Bank provides SBA 7(a) financing with particularly strong presence in IA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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Professional valuations are often required for SBA loans over $250,000.
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