CTBC Bank Corp. (USA).
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by CTBC Bank Corp. (USA).
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 48 | $124.5M | $2.6M | 10.0% |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 32 | $72.0M | $2.3M | 6.7% |
| 236118 | Residential Remodelers | 24 | $30.8M | $1.3M | 5.0% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 16 | $22.3M | $1.4M | 3.3% |
| 722511 | Full-Service Restaurants | 16 | $32.1M | $2.0M | 3.3% |
| 493110 | General Warehousing and Storage | 16 | $35.9M | $2.2M | 3.3% |
| 488510 | Freight Transportation Arrangement | 16 | $44.8M | $2.8M | 3.3% |
| 541430 | Graphic Design Services | 16 | $15.5M | $969K | 3.3% |
| 812199 | Other Personal Care Services | 16 | $24.3M | $1.5M | 3.3% |
| 524210 | Insurance Agencies and Brokerages | 16 | $5.4M | $340K | 3.3% |
Geographic Distribution
SBA lending activity for CTBC Bank Corp. (USA). by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 400 | $591.0M | 83.3% |
| New York (NY) | 48 | $68.2M | 10.0% |
| Nevada (NV) | 16 | $24.4M | 3.3% |
| New Jersey (NJ) | 16 | $8.1M | 3.3% |
Why Choose CTBC Bank Corp. (USA).?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 480 SBA loans approved, totaling $691.7M in financing
- ✓Industry Expertise: Specialized focus on Other Miscellaneous Nondurable Goods Merchant Wholesalers, Other Miscellaneous Durable Goods Merchant Wholesalers, Residential Remodelers
- ✓Competitive Terms: Average interest rate of 5.85% with flexible term lengths averaging 286 months
- ✓Loan Range: Loan sizes from $200K to $4.3M, with an average of $1.4M
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in CA, NY, NV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about CTBC Bank Corp. (USA). SBA lending
What types of businesses does CTBC Bank Corp. (USA). typically finance?
CTBC Bank Corp. (USA). specializes in SBA 7(a) lending to specific industries including other miscellaneous nondurable goods merchant wholesalers, other miscellaneous durable goods merchant wholesalers, residential remodelers, offices of physicians (except mental health specialists). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are CTBC Bank Corp. (USA).'s typical SBA loan terms?
CTBC Bank Corp. (USA).'s SBA 7(a) loans typically feature an average interest rate of 5.85% and average term length of 286 months (approximately 24 years). Loan sizes range from $200K to $4.3M, with an average loan size of $1.4M.
Do I need a business valuation for a CTBC Bank Corp. (USA). SBA loan?
Yes, CTBC Bank Corp. (USA). typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does CTBC Bank Corp. (USA). compare to other SBA lenders?
CTBC Bank Corp. (USA). has originated 480 SBA loans totaling $691.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does CTBC Bank Corp. (USA). lend in?
CTBC Bank Corp. (USA). provides SBA 7(a) financing with particularly strong presence in CA, NY, NV, NJ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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Professional valuations are often required for SBA loans over $250,000.
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