County Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by County Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 7 | $999K | $143K | 3.0% |
| 713940 | Fitness and Recreational Sports Centers | 7 | $1.3M | $179K | 3.0% |
| 541110 | Offices of Lawyers | 4 | $449K | $112K | 1.7% |
| 524210 | Insurance Agencies and Brokerages | 3 | $367K | $122K | 1.3% |
| 541990 | All Other Professional, Scientific, and Technical Services | 3 | $226K | $75K | 1.3% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 3 | $217K | $72K | 1.3% |
| 115112 | Soil Preparation, Planting, and Cultivating | 3 | $520K | $173K | 1.3% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 3 | $535K | $178K | 1.3% |
| 722410 | Drinking Places (Alcoholic Beverages) | 3 | $220K | $73K | 1.3% |
| 111998 | All Other Miscellaneous Crop Farming | 3 | $600K | $200K | 1.3% |
Geographic Distribution
SBA lending activity for County Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 186 | $32.4M | 79.8% |
| Missouri (MO) | 41 | $7.6M | 17.6% |
| Delaware (DE) | 6 | $1.3M | 2.6% |
Why Choose County Bank?
Based on SBA 7(a) lending track record from 1992-2024
- ✓Proven Track Record: 233 SBA loans approved, totaling $41.3M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Fitness and Recreational Sports Centers, Offices of Lawyers
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 132 months
- ✓Loan Range: Loan sizes from $15K to $1.0M, with an average of $177K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in CA, MO, DE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about County Bank SBA lending
What types of businesses does County Bank typically finance?
County Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, fitness and recreational sports centers, offices of lawyers, insurance agencies and brokerages. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are County Bank's typical SBA loan terms?
County Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 132 months (approximately 11 years). Loan sizes range from $15K to $1.0M, with an average loan size of $177K.
Do I need a business valuation for a County Bank SBA loan?
Yes, County Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does County Bank compare to other SBA lenders?
County Bank has originated 233 SBA loans totaling $41.3M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does County Bank lend in?
County Bank provides SBA 7(a) financing with particularly strong presence in CA, MO, DE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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