Core Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Core Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 9 | $3.6M | $396K | 3.8% |
| 722511 | Full-Service Restaurants | 9 | $5.5M | $613K | 3.8% |
| 812990 | All Other Personal Services | 7 | $6.0M | $856K | 3.0% |
| 624410 | Child Care Services | 6 | $1.2M | $195K | 2.6% |
| 238990 | All Other Specialty Trade Contractors | 6 | $7.1M | $1.2M | 2.6% |
| 713990 | All Other Amusement and Recreation Industries | 6 | $7.4M | $1.2M | 2.6% |
| 722410 | Drinking Places (Alcoholic Beverages) | 5 | $3.7M | $730K | 2.1% |
| 621210 | Offices of Dentists | 5 | $1.4M | $272K | 2.1% |
| 623312 | Assisted Living Facilities for the Elderly | 5 | $3.0M | $602K | 2.1% |
| 236118 | Residential Remodelers | 5 | $2.0M | $399K | 2.1% |
Geographic Distribution
SBA lending activity for Core Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 135 | $56.8M | 57.4% |
| Kansas (KS) | 51 | $36.8M | 21.7% |
| Missouri (MO) | 39 | $23.8M | 16.6% |
| Iowa (IA) | 4 | $5.2M | 1.7% |
| Tennessee (TN) | 3 | $3.2M | 1.3% |
| Oklahoma (OK) | 1 | $1.8M | 0.4% |
| Arkansas (AR) | 1 | $965K | 0.4% |
| Texas (TX) | 1 | $135K | 0.4% |
Why Choose Core Bank?
Based on SBA 7(a) lending track record from 1994-2025
- ✓Proven Track Record: 235 SBA loans approved, totaling $128.7M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Full-Service Restaurants, All Other Personal Services
- ✓Competitive Terms: Average interest rate of 6.53% with flexible term lengths averaging 115 months
- ✓Loan Range: Loan sizes from $10K to $5.0M, with an average of $548K
- ✓Nationwide Reach: Active lending in 8 states, with strong presence in NE, KS, MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Core Bank SBA lending
What types of businesses does Core Bank typically finance?
Core Bank specializes in SBA 7(a) lending to specific industries including limited-service restaurants, full-service restaurants, all other personal services, child care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Core Bank's typical SBA loan terms?
Core Bank's SBA 7(a) loans typically feature an average interest rate of 6.53% and average term length of 115 months (approximately 10 years). Loan sizes range from $10K to $5.0M, with an average loan size of $548K.
Do I need a business valuation for a Core Bank SBA loan?
Yes, Core Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Core Bank compare to other SBA lenders?
Core Bank has originated 235 SBA loans totaling $128.7M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Core Bank lend in?
Core Bank provides SBA 7(a) financing with particularly strong presence in NE, KS, MO, IA, TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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