Copper Star Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Copper Star Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 4 | $440K | $110K | 8.9% |
| 541310 | Architectural Services | 3 | $200K | $67K | 6.7% |
| 541211 | Offices of Certified Public Accountants | 2 | $170K | $85K | 4.4% |
| 812990 | All Other Personal Services | 2 | $100K | $50K | 4.4% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 | $400K | $200K | 4.4% |
| 238330 | Flooring Contractors | 1 | $150K | $150K | 2.2% |
| 333415 | Air-Conditioning and Warm Air Heating Equipment and Commercial and Industrial Refrigeration Equipment Manufacturing | 1 | $1.9M | $1.9M | 2.2% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $75K | $75K | 2.2% |
| 623311 | Continuing Care Retirement Communities | 1 | $670K | $670K | 2.2% |
| 423130 | Tire and Tube Merchant Wholesalers | 1 | $50K | $50K | 2.2% |
Geographic Distribution
SBA lending activity for Copper Star Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 45 | $11.6M | 100.0% |
Why Choose Copper Star Bank?
Based on SBA 7(a) lending track record from 2001-2010
- ✓Proven Track Record: 45 SBA loans approved, totaling $11.6M in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors, Architectural Services, Offices of Certified Public Accountants
- ✓Competitive Terms: Average interest rate of 6.76% with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $20K to $1.9M, with an average of $257K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Copper Star Bank SBA lending
What types of businesses does Copper Star Bank typically finance?
Copper Star Bank specializes in SBA 7(a) lending to specific industries including offices of chiropractors, architectural services, offices of certified public accountants, all other personal services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Copper Star Bank's typical SBA loan terms?
Copper Star Bank's SBA 7(a) loans typically feature an average interest rate of 6.76% and average term length of 100 months (approximately 8 years). Loan sizes range from $20K to $1.9M, with an average loan size of $257K.
Do I need a business valuation for a Copper Star Bank SBA loan?
Yes, Copper Star Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Copper Star Bank compare to other SBA lenders?
Copper Star Bank has originated 45 SBA loans totaling $11.6M since 2001. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Copper Star Bank lend in?
Copper Star Bank provides SBA 7(a) financing with particularly strong presence in AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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