Community Savings Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Community Savings Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 24 | $9.4M | $392K | 18.8% |
| 453998 | All Other Miscellaneous Store Retailers (except Tobacco Stores) | 8 | $960K | $120K | 6.3% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $7.6M | $949K | 6.3% |
| 332812 | Metal Coating, Engraving (except Jewelry and Silverware), and Allied S | 8 | $28.0M | $3.5M | 6.3% |
| 315240 | Women’s, Girls’, and Infants’ Cut and Sew Apparel Manufacturing | 8 | $600K | $75K | 6.3% |
| 332710 | Machine Shops | 8 | $9.2M | $1.1M | 6.3% |
| 611610 | Fine Arts Schools | 8 | $2.3M | $285K | 6.3% |
| 321113 | Sawmills | 8 | $20.0M | $2.5M | 6.3% |
| 811192 | Car Washes | 8 | $3.9M | $490K | 6.3% |
| 449110 | Other | 8 | $2.2M | $275K | 6.3% |
Geographic Distribution
SBA lending activity for Community Savings Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Iowa (IA) | 120 | $114.0M | 93.8% |
| Minnesota (MN) | 8 | $9.2M | 6.3% |
Why Choose Community Savings Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 128 SBA loans approved, totaling $123.2M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, All Other Miscellaneous Store Retailers (except Tobacco Stores), Fitness and Recreational Sports Centers
- ✓Competitive Terms: Average interest rate of 6.91% with flexible term lengths averaging 125 months
- ✓Loan Range: Loan sizes from $75K to $3.5M, with an average of $962K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in IA, MN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community Savings Bank SBA lending
What types of businesses does Community Savings Bank typically finance?
Community Savings Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, all other miscellaneous store retailers (except tobacco stores), fitness and recreational sports centers, metal coating, engraving (except jewelry and silverware), and allied s. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community Savings Bank's typical SBA loan terms?
Community Savings Bank's SBA 7(a) loans typically feature an average interest rate of 6.91% and average term length of 125 months (approximately 10 years). Loan sizes range from $75K to $3.5M, with an average loan size of $962K.
Do I need a business valuation for a Community Savings Bank SBA loan?
Yes, Community Savings Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community Savings Bank compare to other SBA lenders?
Community Savings Bank has originated 128 SBA loans totaling $123.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community Savings Bank lend in?
Community Savings Bank provides SBA 7(a) financing with particularly strong presence in IA, MN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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