Community Savings Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Community Savings Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 7 | $1.3M | $180K | 5.2% |
| 722511 | Full-Service Restaurants | 6 | $1.7M | $283K | 4.4% |
| 812199 | Other Personal Care Services | 4 | $287K | $72K | 3.0% |
| 811192 | Car Washes | 4 | $1.6M | $409K | 3.0% |
| 332812 | Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers | 3 | $4.6M | $1.5M | 2.2% |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $170K | $85K | 1.5% |
| 812112 | Beauty Salons | 2 | $100K | $50K | 1.5% |
| 336212 | Truck Trailer Manufacturing | 2 | $725K | $363K | 1.5% |
| 561730 | Landscaping Services | 2 | $83K | $41K | 1.5% |
| 441110 | New Car Dealers | 2 | $849K | $425K | 1.5% |
Geographic Distribution
SBA lending activity for Community Savings Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Iowa (IA) | 134 | $36.9M | 99.3% |
| Minnesota (MN) | 1 | $1.1M | 0.7% |
Why Choose Community Savings Bank?
Based on SBA 7(a) lending track record from 1992-2025
- ✓Proven Track Record: 135 SBA loans approved, totaling $38.0M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Full-Service Restaurants, Other Personal Care Services
- ✓Competitive Terms: Average interest rate of 6.37% with flexible term lengths averaging 110 months
- ✓Loan Range: Loan sizes from $10K to $3.5M, with an average of $282K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in IA, MN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community Savings Bank SBA lending
What types of businesses does Community Savings Bank typically finance?
Community Savings Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, full-service restaurants, other personal care services, car washes. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community Savings Bank's typical SBA loan terms?
Community Savings Bank's SBA 7(a) loans typically feature an average interest rate of 6.37% and average term length of 110 months (approximately 9 years). Loan sizes range from $10K to $3.5M, with an average loan size of $282K.
Do I need a business valuation for a Community Savings Bank SBA loan?
Yes, Community Savings Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community Savings Bank compare to other SBA lenders?
Community Savings Bank has originated 135 SBA loans totaling $38.0M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community Savings Bank lend in?
Community Savings Bank provides SBA 7(a) financing with particularly strong presence in IA, MN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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