Community National Bank & Trust of Texas
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Community National Bank & Trust of Texas
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 333517 | Machine Tool Manufacturing | 16 | $11.6M | $724K | 20.0% |
| 722511 | Full-Service Restaurants | 16 | $14.3M | $896K | 20.0% |
| 722513 | Limited-Service Restaurants | 16 | $22.1M | $1.4M | 20.0% |
| 453998 | All Other Miscellaneous Store Retailers (except Tobacco Stores) | 8 | $28.1M | $3.5M | 10.0% |
| 332710 | Machine Shops | 8 | $3.3M | $417K | 10.0% |
| 811192 | Car Washes | 8 | $40.0M | $5.0M | 10.0% |
| 713990 | All Other Amusement and Recreation Industries | 8 | $4.0M | $500K | 10.0% |
Geographic Distribution
SBA lending activity for Community National Bank & Trust of Texas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 80 | $123.5M | 100.0% |
Why Choose Community National Bank & Trust of Texas?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 80 SBA loans approved, totaling $123.5M in financing
- ✓Industry Expertise: Specialized focus on Machine Tool Manufacturing, Full-Service Restaurants, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.35% with flexible term lengths averaging 188 months
- ✓Loan Range: Loan sizes from $376K to $5.0M, with an average of $1.5M
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community National Bank & Trust of Texas SBA lending
What types of businesses does Community National Bank & Trust of Texas typically finance?
Community National Bank & Trust of Texas specializes in SBA 7(a) lending to specific industries including machine tool manufacturing, full-service restaurants, limited-service restaurants, all other miscellaneous store retailers (except tobacco stores). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community National Bank & Trust of Texas's typical SBA loan terms?
Community National Bank & Trust of Texas's SBA 7(a) loans typically feature an average interest rate of 6.35% and average term length of 188 months (approximately 16 years). Loan sizes range from $376K to $5.0M, with an average loan size of $1.5M.
Do I need a business valuation for a Community National Bank & Trust of Texas SBA loan?
Yes, Community National Bank & Trust of Texas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community National Bank & Trust of Texas compare to other SBA lenders?
Community National Bank & Trust of Texas has originated 80 SBA loans totaling $123.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community National Bank & Trust of Texas lend in?
Community National Bank & Trust of Texas provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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