Community First National Bank
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Community First National Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 425110 | Business to Business Electronic Markets | 16 | $1.0M | $65K | 8.7% |
| 611512 | Flight Training | 16 | $3.4M | $215K | 8.7% |
| 621310 | Offices of Chiropractors | 16 | $3.3M | $208K | 8.7% |
| 445320 | Other | 8 | $850K | $106K | 4.3% |
| 452210 | Other | 8 | $120K | $15K | 4.3% |
| 711510 | Independent Artists, Writers, and Performers | 8 | $280K | $35K | 4.3% |
| 238990 | All Other Specialty Trade Contractors | 8 | $400K | $50K | 4.3% |
| 321113 | Sawmills | 8 | $240K | $30K | 4.3% |
| 713990 | All Other Amusement and Recreation Industries | 8 | $6.0M | $750K | 4.3% |
| 453110 | Florists | 8 | $204K | $26K | 4.3% |
Geographic Distribution
SBA lending activity for Community First National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 184 | $29.5M | 100.0% |
Why Choose Community First National Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 184 SBA loans approved, totaling $29.5M in financing
- ✓Industry Expertise: Specialized focus on Business to Business Electronic Markets, Flight Training, Offices of Chiropractors
- ✓Competitive Terms: Average interest rate of 6.60% with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $15K to $800K, with an average of $160K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community First National Bank SBA lending
What types of businesses does Community First National Bank typically finance?
Community First National Bank specializes in SBA 7(a) lending to specific industries including business to business electronic markets, flight training, offices of chiropractors, other. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community First National Bank's typical SBA loan terms?
Community First National Bank's SBA 7(a) loans typically feature an average interest rate of 6.60% and average term length of 100 months (approximately 8 years). Loan sizes range from $15K to $800K, with an average loan size of $160K.
Do I need a business valuation for a Community First National Bank SBA loan?
Yes, Community First National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community First National Bank compare to other SBA lenders?
Community First National Bank has originated 184 SBA loans totaling $29.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community First National Bank lend in?
Community First National Bank provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.