Community Banking Company
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Community Banking Company
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 484121 | General Freight Trucking, Long Distance, Truckload | 8 | $3.2M | $394K | 25.0% |
| 722511 | Full-Service Restaurants | 8 | $2.2M | $278K | 25.0% |
| 624410 | Child Day Care Services | 8 | $1.8M | $231K | 25.0% |
| 449110 | Other | 8 | $840K | $105K | 25.0% |
Geographic Distribution
SBA lending activity for Community Banking Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 32 | $8.1M | 100.0% |
Why Choose Community Banking Company?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $8.1M in financing
- ✓Industry Expertise: Specialized focus on General Freight Trucking, Long Distance, Truckload, Full-Service Restaurants, Child Day Care Services
- ✓Competitive Terms: Average interest rate of 8.25% with flexible term lengths averaging 142 months
- ✓Loan Range: Loan sizes from $105K to $394K, with an average of $252K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community Banking Company SBA lending
What types of businesses does Community Banking Company typically finance?
Community Banking Company specializes in SBA 7(a) lending to specific industries including general freight trucking, long distance, truckload, full-service restaurants, child day care services, other. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community Banking Company's typical SBA loan terms?
Community Banking Company's SBA 7(a) loans typically feature an average interest rate of 8.25% and average term length of 142 months (approximately 12 years). Loan sizes range from $105K to $394K, with an average loan size of $252K.
Do I need a business valuation for a Community Banking Company SBA loan?
Yes, Community Banking Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community Banking Company compare to other SBA lenders?
Community Banking Company has originated 32 SBA loans totaling $8.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community Banking Company lend in?
Community Banking Company provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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