Community Banking Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Community Banking Company · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812910 | Pet Care (except Veterinary) Services | 2 | $114K | $57K | 5.9% |
| 111992 | Peanut Farming | 2 | $1.2M | $595K | 5.9% |
| 624410 | Child Care Services | 2 | $836K | $418K | 5.9% |
| 238990 | All Other Specialty Trade Contractors | 1 | $1.0M | $1.0M | 2.9% |
| 812112 | Beauty Salons | 1 | $155K | $155K | 2.9% |
| 423850 | Service Establishment Equipment and Supplies Merchant Wholesalers | 1 | $40K | $40K | 2.9% |
| 321211 | Hardwood Veneer and Plywood Manufacturing | 1 | $1.2M | $1.2M | 2.9% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 1 | $394K | $394K | 2.9% |
| 332994 | Small Arms, Ordnance, and Ordnance Accessories Manufacturing | 1 | $36K | $36K | 2.9% |
| 722511 | Full-Service Restaurants | 1 | $278K | $278K | 2.9% |
Geographic Distribution
SBA lending activity for Community Banking Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 34 | $9.8M | 100.0% |
Why Choose Community Banking Company?
Based on SBA 7(a) lending track record from 1997-2024
- ✓Proven Track Record: 34 SBA loans approved, totaling $9.8M in financing
- ✓Industry Expertise: Specialized focus on Pet Care (except Veterinary) Services, Peanut Farming, Child Care Services
- ✓Competitive Terms: Average interest rate of 6.48% with flexible term lengths averaging 153 months
- ✓Loan Range: Loan sizes from $12K to $1.2M, with an average of $288K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community Banking Company SBA lending
What types of businesses does Community Banking Company typically finance?
Community Banking Company specializes in SBA 7(a) lending to specific industries including pet care (except veterinary) services, peanut farming, child care services, all other specialty trade contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community Banking Company's typical SBA loan terms?
Community Banking Company's SBA 7(a) loans typically feature an average interest rate of 6.48% and average term length of 153 months (approximately 13 years). Loan sizes range from $12K to $1.2M, with an average loan size of $288K.
Do I need a business valuation for a Community Banking Company SBA loan?
Yes, Community Banking Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community Banking Company compare to other SBA lenders?
Community Banking Company has originated 34 SBA loans totaling $9.8M since 1997. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community Banking Company lend in?
Community Banking Company provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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