Community Bank System Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Community Bank System Inc · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 327991 | Cut Stone and Stone Product Manufacturing | 1 | $85K | $85K | 100.0% |
Geographic Distribution
SBA lending activity for Community Bank System Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New York (NY) | 1 | $85K | 100.0% |
Why Choose Community Bank System Inc?
Based on SBA 7(a) lending track record from 2002-2002
- ✓Proven Track Record: 1 SBA loans approved, totaling $85K in financing
- ✓Industry Expertise: Specialized focus on Cut Stone and Stone Product Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 96 months
- ✓Loan Range: Loan sizes from $85K to $85K, with an average of $85K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community Bank System Inc SBA lending
What types of businesses does Community Bank System Inc typically finance?
Community Bank System Inc specializes in SBA 7(a) lending to specific industries including cut stone and stone product manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community Bank System Inc's typical SBA loan terms?
Community Bank System Inc's SBA 7(a) loans typically feature an average interest rate of — and average term length of 96 months (approximately 8 years). Loan sizes range from $85K to $85K, with an average loan size of $85K.
Do I need a business valuation for a Community Bank System Inc SBA loan?
Yes, Community Bank System Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community Bank System Inc compare to other SBA lenders?
Community Bank System Inc has originated 1 SBA loans totaling $85K since 2002. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community Bank System Inc lend in?
Community Bank System Inc provides SBA 7(a) financing with particularly strong presence in NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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