Community Bank of Missouri
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Community Bank of Missouri · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 2 | $148K | $74K | 16.7% |
| 812990 | All Other Personal Services | 1 | $396K | $396K | 8.3% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1 | $128K | $128K | 8.3% |
| 114210 | Hunting and Trapping | 1 | $72K | $72K | 8.3% |
| 314999 | All Other Miscellaneous Textile Product Mills | 1 | $120K | $120K | 8.3% |
Geographic Distribution
SBA lending activity for Community Bank of Missouri by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 10 | $1.1M | 83.3% |
| Kansas (KS) | 2 | $475K | 16.7% |
Why Choose Community Bank of Missouri?
Based on SBA 7(a) lending track record from 2002-2021
- ✓Proven Track Record: 12 SBA loans approved, totaling $1.6M in financing
- ✓Industry Expertise: Specialized focus on Fitness and Recreational Sports Centers, All Other Personal Services, Offices of Physicians (except Mental Health Specialists)
- ✓Competitive Terms: Average interest rate of 5.25% with flexible term lengths averaging 118 months
- ✓Loan Range: Loan sizes from $36K to $396K, with an average of $134K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MO, KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community Bank of Missouri SBA lending
What types of businesses does Community Bank of Missouri typically finance?
Community Bank of Missouri specializes in SBA 7(a) lending to specific industries including fitness and recreational sports centers, all other personal services, offices of physicians (except mental health specialists), hunting and trapping. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community Bank of Missouri's typical SBA loan terms?
Community Bank of Missouri's SBA 7(a) loans typically feature an average interest rate of 5.25% and average term length of 118 months (approximately 10 years). Loan sizes range from $36K to $396K, with an average loan size of $134K.
Do I need a business valuation for a Community Bank of Missouri SBA loan?
Yes, Community Bank of Missouri typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community Bank of Missouri compare to other SBA lenders?
Community Bank of Missouri has originated 12 SBA loans totaling $1.6M since 2002. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community Bank of Missouri lend in?
Community Bank of Missouri provides SBA 7(a) financing with particularly strong presence in MO, KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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