Columbia Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Columbia Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 236118 | Residential Remodelers | 1,048 | $58.9M | $56K | 3.7% |
| 722511 | Full-Service Restaurants | 1,000 | $385.2M | $385K | 3.5% |
| 623312 | Homes for the Elderly | 952 | $1.02B | $1.1M | 3.3% |
| 561730 | Landscaping Services | 728 | $91.2M | $125K | 2.6% |
| 811111 | General Automotive Repair | 680 | $190.5M | $280K | 2.4% |
| 722513 | Limited-Service Restaurants | 600 | $212.7M | $355K | 2.1% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 568 | $112.8M | $199K | 2.0% |
| 484110 | General Freight Trucking, Local | 488 | $40.9M | $84K | 1.7% |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 416 | $50.5M | $121K | 1.5% |
| 812112 | Beauty Salons | 416 | $30.2M | $73K | 1.5% |
Geographic Distribution
SBA lending activity for Columbia Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 3,936 | $2.90B | 13.8% |
| Washington (WA) | 10,376 | $2.65B | 36.4% |
| Oregon (OR) | 10,104 | $1.74B | 35.4% |
| Colorado (CO) | 480 | $535.7M | 1.7% |
| New Jersey (NJ) | 528 | $534.8M | 1.8% |
| Idaho (ID) | 1,832 | $336.5M | 6.4% |
| Texas (TX) | 208 | $247.7M | 0.7% |
| Arizona (AZ) | 304 | $229.1M | 1.1% |
| Florida (FL) | 120 | $116.9M | 0.4% |
| Nevada (NV) | 200 | $86.0M | 0.7% |
| Illinois (IL) | 56 | $74.4M | 0.2% |
| Montana (MT) | 24 | $58.5M | 0.1% |
| Minnesota (MN) | 40 | $52.6M | 0.1% |
| Tennessee (TN) | 16 | $39.2M | 0.1% |
| Utah (UT) | 40 | $36.8M | 0.1% |
| Rhode Island (RI) | 16 | $33.4M | 0.1% |
| Ohio (OH) | 40 | $30.9M | 0.1% |
| Georgia (GA) | 32 | $29.5M | 0.1% |
| Missouri (MO) | 8 | $27.2M | 0.0% |
| Kansas (KS) | 16 | $23.9M | 0.1% |
| North Carolina (NC) | 24 | $23.0M | 0.1% |
| Michigan (MI) | 16 | $19.9M | 0.1% |
| Indiana (IN) | 8 | $17.0M | 0.0% |
| New York (NY) | 24 | $16.6M | 0.1% |
| Wyoming (WY) | 8 | $16.2M | 0.0% |
| South Carolina (SC) | 24 | $10.6M | 0.1% |
| Virginia (VA) | 16 | $10.6M | 0.1% |
| Arkansas (AR) | 8 | $10.2M | 0.0% |
| Kentucky (KY) | 8 | $5.2M | 0.0% |
| Oklahoma (OK) | 8 | $3.6M | 0.0% |
| New Mexico (NM) | 8 | $3.5M | 0.0% |
| North Dakota (ND) | 8 | $3.0M | 0.0% |
| Pennsylvania (PA) | 8 | $2.6M | 0.0% |
Why Choose Columbia Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 28,544 SBA loans approved, totaling $9.93B in financing
- ✓Industry Expertise: Specialized focus on Residential Remodelers, Full-Service Restaurants, Homes for the Elderly
- ✓Competitive Terms: Average interest rate of 9.20% with flexible term lengths averaging 141 months
- ✓Loan Range: Loan sizes from $5K to $5.0M, with an average of $348K
- ✓Nationwide Reach: Active lending in 33 states, with strong presence in WA, OR, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Columbia Bank SBA lending
What types of businesses does Columbia Bank typically finance?
Columbia Bank specializes in SBA 7(a) lending to specific industries including residential remodelers, full-service restaurants, homes for the elderly, landscaping services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Columbia Bank's typical SBA loan terms?
Columbia Bank's SBA 7(a) loans typically feature an average interest rate of 9.20% and average term length of 141 months (approximately 12 years). Loan sizes range from $5K to $5.0M, with an average loan size of $348K.
Do I need a business valuation for a Columbia Bank SBA loan?
Yes, Columbia Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Columbia Bank compare to other SBA lenders?
Columbia Bank has originated 28,544 SBA loans totaling $9.93B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Columbia Bank lend in?
Columbia Bank provides SBA 7(a) financing with particularly strong presence in WA, OR, CA, ID, NJ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.