Coasthills Federal Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Coasthills Federal Credit Union
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 236220 | Commercial and Institutional Building Construction | 16 | $8.0M | $500K | 16.7% |
| 814110 | Private Households | 8 | $2.4M | $300K | 8.3% |
| 812310 | Coin-Operated Laundries and Drycleaners | 8 | $2.5M | $310K | 8.3% |
| 312130 | Wineries | 8 | $800K | $100K | 8.3% |
| 238210 | Electrical Contractors | 8 | $200K | $25K | 8.3% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 8 | $2.2M | $277K | 8.3% |
| 112920 | Horse and Other Equine Production | 8 | $600K | $75K | 8.3% |
| 624410 | Child Day Care Services | 8 | $800K | $100K | 8.3% |
| 238330 | Flooring Contractors | 8 | $400K | $50K | 8.3% |
| 722330 | Mobile Food Services | 8 | $741K | $93K | 8.3% |
Geographic Distribution
SBA lending activity for Coasthills Federal Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 96 | $19.0M | 100.0% |
Why Choose Coasthills Federal Credit Union?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 96 SBA loans approved, totaling $19.0M in financing
- ✓Industry Expertise: Specialized focus on Commercial and Institutional Building Construction, Private Households, Coin-Operated Laundries and Drycleaners
- ✓Competitive Terms: Average interest rate of 8.77% with flexible term lengths averaging 47 months
- ✓Loan Range: Loan sizes from $25K to $500K, with an average of $198K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Coasthills Federal Credit Union SBA lending
What types of businesses does Coasthills Federal Credit Union typically finance?
Coasthills Federal Credit Union specializes in SBA 7(a) lending to specific industries including commercial and institutional building construction, private households, coin-operated laundries and drycleaners, wineries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Coasthills Federal Credit Union's typical SBA loan terms?
Coasthills Federal Credit Union's SBA 7(a) loans typically feature an average interest rate of 8.77% and average term length of 47 months (approximately 4 years). Loan sizes range from $25K to $500K, with an average loan size of $198K.
Do I need a business valuation for a Coasthills Federal Credit Union SBA loan?
Yes, Coasthills Federal Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Coasthills Federal Credit Union compare to other SBA lenders?
Coasthills Federal Credit Union has originated 96 SBA loans totaling $19.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Coasthills Federal Credit Union lend in?
Coasthills Federal Credit Union provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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