Coasthills Federal Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Coasthills Federal Credit Union · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238340 | Tile and Terrazzo Contractors | 12 | $1.6M | $134K | 11.8% |
| 811111 | General Automotive Repair | 5 | $449K | $90K | 4.9% |
| 423210 | Furniture Merchant Wholesalers | 4 | $200K | $50K | 3.9% |
| 312130 | Wineries | 4 | $467K | $117K | 3.9% |
| 722513 | Limited-Service Restaurants | 4 | $520K | $130K | 3.9% |
| 812112 | Beauty Salons | 3 | $81K | $27K | 2.9% |
| 236210 | Industrial Building Construction | 3 | $131K | $44K | 2.9% |
| 541330 | Engineering Services | 3 | $550K | $183K | 2.9% |
| 722511 | Full-Service Restaurants | 2 | $1.5M | $738K | 2.0% |
| 811192 | Car Washes | 2 | $2.7M | $1.4M | 2.0% |
Geographic Distribution
SBA lending activity for Coasthills Federal Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 102 | $18.9M | 100.0% |
Why Choose Coasthills Federal Credit Union?
Based on SBA 7(a) lending track record from 2009-2025
- ✓Proven Track Record: 102 SBA loans approved, totaling $18.9M in financing
- ✓Industry Expertise: Specialized focus on Tile and Terrazzo Contractors, General Automotive Repair, Furniture Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 7.04% with flexible term lengths averaging 87 months
- ✓Loan Range: Loan sizes from $10K to $2.0M, with an average of $185K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Coasthills Federal Credit Union SBA lending
What types of businesses does Coasthills Federal Credit Union typically finance?
Coasthills Federal Credit Union specializes in SBA 7(a) lending to specific industries including tile and terrazzo contractors, general automotive repair, furniture merchant wholesalers, wineries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Coasthills Federal Credit Union's typical SBA loan terms?
Coasthills Federal Credit Union's SBA 7(a) loans typically feature an average interest rate of 7.04% and average term length of 87 months (approximately 7 years). Loan sizes range from $10K to $2.0M, with an average loan size of $185K.
Do I need a business valuation for a Coasthills Federal Credit Union SBA loan?
Yes, Coasthills Federal Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Coasthills Federal Credit Union compare to other SBA lenders?
Coasthills Federal Credit Union has originated 102 SBA loans totaling $18.9M since 2009. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Coasthills Federal Credit Union lend in?
Coasthills Federal Credit Union provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.