Coast Central Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Coast Central Credit Union
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 444110 | Home Centers | 8 | $8.6M | $1.1M | 100.0% |
Geographic Distribution
SBA lending activity for Coast Central Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 8 | $8.6M | 100.0% |
Why Choose Coast Central Credit Union?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $8.6M in financing
- ✓Industry Expertise: Specialized focus on Home Centers
- ✓Competitive Terms: Average interest rate of 8.50% with flexible term lengths averaging 224 months
- ✓Loan Range: Loan sizes from $1.1M to $1.1M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Coast Central Credit Union SBA lending
What types of businesses does Coast Central Credit Union typically finance?
Coast Central Credit Union specializes in SBA 7(a) lending to specific industries including home centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Coast Central Credit Union's typical SBA loan terms?
Coast Central Credit Union's SBA 7(a) loans typically feature an average interest rate of 8.50% and average term length of 224 months (approximately 19 years). Loan sizes range from $1.1M to $1.1M, with an average loan size of $1.1M.
Do I need a business valuation for a Coast Central Credit Union SBA loan?
Yes, Coast Central Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Coast Central Credit Union compare to other SBA lenders?
Coast Central Credit Union has originated 8 SBA loans totaling $8.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Coast Central Credit Union lend in?
Coast Central Credit Union provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.