Clinton Savings Bank
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Clinton Savings Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 611610 | Fine Arts Schools | 8 | $900K | $113K | 100.0% |
Geographic Distribution
SBA lending activity for Clinton Savings Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Massachusetts (MA) | 8 | $900K | 100.0% |
Why Choose Clinton Savings Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $900K in financing
- ✓Industry Expertise: Specialized focus on Fine Arts Schools
- ✓Competitive Terms: Average interest rate of 7.00% with flexible term lengths averaging 84 months
- ✓Loan Range: Loan sizes from $113K to $113K, with an average of $113K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Clinton Savings Bank SBA lending
What types of businesses does Clinton Savings Bank typically finance?
Clinton Savings Bank specializes in SBA 7(a) lending to specific industries including fine arts schools. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Clinton Savings Bank's typical SBA loan terms?
Clinton Savings Bank's SBA 7(a) loans typically feature an average interest rate of 7.00% and average term length of 84 months (approximately 7 years). Loan sizes range from $113K to $113K, with an average loan size of $113K.
Do I need a business valuation for a Clinton Savings Bank SBA loan?
Yes, Clinton Savings Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Clinton Savings Bank compare to other SBA lenders?
Clinton Savings Bank has originated 8 SBA loans totaling $900K since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Clinton Savings Bank lend in?
Clinton Savings Bank provides SBA 7(a) financing with particularly strong presence in MA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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