Clinton Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Clinton Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 112320 | Broilers and Other Meat Type Chicken Production | 5 | $2.0M | $401K | 29.4% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $58K | $58K | 5.9% |
| 812112 | Beauty Salons | 1 | $45K | $45K | 5.9% |
| 812210 | Funeral Homes and Funeral Services | 1 | $50K | $50K | 5.9% |
| 811111 | General Automotive Repair | 1 | $18K | $18K | 5.9% |
Geographic Distribution
SBA lending activity for Clinton Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kentucky (KY) | 16 | $3.3M | 94.1% |
| Tennessee (TN) | 1 | $153K | 5.9% |
Why Choose Clinton Bank?
Based on SBA 7(a) lending track record from 1991-2014
- ✓Proven Track Record: 17 SBA loans approved, totaling $3.4M in financing
- ✓Industry Expertise: Specialized focus on Broilers and Other Meat Type Chicken Production, Automotive Body, Paint, and Interior Repair and Maintenance, Beauty Salons
- ✓Competitive Terms: Average interest rate of 4.80% with flexible term lengths averaging 135 months
- ✓Loan Range: Loan sizes from $18K to $982K, with an average of $201K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in KY, TN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Clinton Bank SBA lending
What types of businesses does Clinton Bank typically finance?
Clinton Bank specializes in SBA 7(a) lending to specific industries including broilers and other meat type chicken production, automotive body, paint, and interior repair and maintenance, beauty salons, funeral homes and funeral services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Clinton Bank's typical SBA loan terms?
Clinton Bank's SBA 7(a) loans typically feature an average interest rate of 4.80% and average term length of 135 months (approximately 11 years). Loan sizes range from $18K to $982K, with an average loan size of $201K.
Do I need a business valuation for a Clinton Bank SBA loan?
Yes, Clinton Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Clinton Bank compare to other SBA lenders?
Clinton Bank has originated 17 SBA loans totaling $3.4M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Clinton Bank lend in?
Clinton Bank provides SBA 7(a) financing with particularly strong presence in KY, TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.