City National Bank of Florida
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by City National Bank of Florida
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 104 | $48.7M | $468K | 5.0% |
| 541110 | Offices of Lawyers | 72 | $18.5M | $257K | 3.5% |
| 238990 | All Other Specialty Trade Contractors | 56 | $22.4M | $400K | 2.7% |
| 541990 | All Other Professional, Scientific, and Technical Services | 56 | $24.6M | $439K | 2.7% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 48 | $23.7M | $493K | 2.3% |
| 236118 | Residential Remodelers | 48 | $20.4M | $425K | 2.3% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 48 | $18.6M | $387K | 2.3% |
| 531210 | Offices of Real Estate Agents and Brokers | 40 | $8.6M | $216K | 1.9% |
| 541611 | Administrative Management and General Management Consulting Services | 40 | $8.4M | $210K | 1.9% |
| 541810 | Advertising Agencies | 40 | $48.7M | $1.2M | 1.9% |
Geographic Distribution
SBA lending activity for City National Bank of Florida by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 992 | $612.5M | 47.7% |
| Texas (TX) | 224 | $223.9M | 10.8% |
| California (CA) | 184 | $59.9M | 8.8% |
| Connecticut (CT) | 16 | $44.0M | 0.8% |
| Ohio (OH) | 80 | $29.8M | 3.8% |
| New York (NY) | 72 | $29.5M | 3.5% |
| Pennsylvania (PA) | 56 | $16.6M | 2.7% |
| Illinois (IL) | 40 | $15.5M | 1.9% |
| Virginia (VA) | 32 | $14.2M | 1.5% |
| Louisiana (LA) | 40 | $12.9M | 1.9% |
| Maryland (MD) | 24 | $11.8M | 1.2% |
| Oregon (OR) | 24 | $11.0M | 1.2% |
| Wisconsin (WI) | 32 | $10.9M | 1.5% |
| Colorado (CO) | 32 | $8.6M | 1.5% |
| Massachusetts (MA) | 24 | $8.4M | 1.2% |
| North Carolina (NC) | 24 | $8.0M | 1.2% |
| Nevada (NV) | 16 | $8.0M | 0.8% |
| Alaska (AK) | 16 | $7.0M | 0.8% |
| New Jersey (NJ) | 16 | $5.3M | 0.8% |
| Missouri (MO) | 16 | $4.0M | 0.8% |
| Montana (MT) | 8 | $4.0M | 0.4% |
| Tennessee (TN) | 8 | $4.0M | 0.4% |
| Alabama (AL) | 8 | $4.0M | 0.4% |
| Iowa (IA) | 8 | $4.0M | 0.4% |
| Hawaii (HI) | 8 | $4.0M | 0.4% |
| South Carolina (SC) | 8 | $3.0M | 0.4% |
| Vermont (VT) | 8 | $2.6M | 0.4% |
| Mississippi (MS) | 8 | $1.9M | 0.4% |
| Rhode Island (RI) | 8 | $1.9M | 0.4% |
| Kentucky (KY) | 8 | $1.8M | 0.4% |
| Indiana (IN) | 8 | $1.7M | 0.4% |
| District of Columbia (DC) | 8 | $1.6M | 0.4% |
| Oklahoma (OK) | 8 | $1.6M | 0.4% |
| Georgia (GA) | 8 | $1.4M | 0.4% |
| Minnesota (MN) | 8 | $504K | 0.4% |
Why Choose City National Bank of Florida?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 2,080 SBA loans approved, totaling $1.18B in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Offices of Lawyers, All Other Specialty Trade Contractors
- ✓Competitive Terms: Average interest rate of 10.57% with flexible term lengths averaging 119 months
- ✓Loan Range: Loan sizes from $30K to $5.0M, with an average of $567K
- ✓Nationwide Reach: Active lending in 35 states, with strong presence in FL, TX, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about City National Bank of Florida SBA lending
What types of businesses does City National Bank of Florida typically finance?
City National Bank of Florida specializes in SBA 7(a) lending to specific industries including full-service restaurants, offices of lawyers, all other specialty trade contractors, all other professional, scientific, and technical services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are City National Bank of Florida's typical SBA loan terms?
City National Bank of Florida's SBA 7(a) loans typically feature an average interest rate of 10.57% and average term length of 119 months (approximately 10 years). Loan sizes range from $30K to $5.0M, with an average loan size of $567K.
Do I need a business valuation for a City National Bank of Florida SBA loan?
Yes, City National Bank of Florida typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does City National Bank of Florida compare to other SBA lenders?
City National Bank of Florida has originated 2,080 SBA loans totaling $1.18B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does City National Bank of Florida lend in?
City National Bank of Florida provides SBA 7(a) financing with particularly strong presence in FL, TX, CA, OH, NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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