City National Bank of Florida
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by City National Bank of Florida · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541110 | Offices of Lawyers | 16 | $7.8M | $488K | 2.9% |
| 722511 | Full-Service Restaurants | 15 | $7.7M | $516K | 2.7% |
| 238990 | All Other Specialty Trade Contractors | 13 | $12.6M | $972K | 2.3% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 13 | $5.7M | $441K | 2.3% |
| 541990 | All Other Professional, Scientific, and Technical Services | 11 | $4.0M | $361K | 2.0% |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 11 | $10.2M | $928K | 2.0% |
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 10 | $3.6M | $356K | 1.8% |
| 423690 | Other Electronic Parts and Equipment Merchant Wholesalers | 9 | $3.3M | $363K | 1.6% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 8 | $3.8M | $470K | 1.4% |
| 621210 | Offices of Dentists | 8 | $2.0M | $250K | 1.4% |
Geographic Distribution
SBA lending activity for City National Bank of Florida by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 402 | $201.8M | 71.9% |
| Texas (TX) | 38 | $40.1M | 6.8% |
| California (CA) | 24 | $8.2M | 4.3% |
| New York (NY) | 11 | $7.5M | 2.0% |
| Connecticut (CT) | 2 | $5.5M | 0.4% |
| Washington (WA) | 2 | $5.0M | 0.4% |
| Delaware (DE) | 1 | $4.9M | 0.2% |
| Pennsylvania (PA) | 8 | $4.8M | 1.4% |
| Ohio (OH) | 10 | $3.7M | 1.8% |
| Nebraska (NE) | 1 | $3.2M | 0.2% |
| Maryland (MD) | 5 | $2.2M | 0.9% |
| Illinois (IL) | 5 | $1.9M | 0.9% |
| Virginia (VA) | 4 | $1.8M | 0.7% |
| Louisiana (LA) | 5 | $1.6M | 0.9% |
| Oregon (OR) | 3 | $1.4M | 0.5% |
| Wisconsin (WI) | 4 | $1.4M | 0.7% |
| North Carolina (NC) | 4 | $1.3M | 0.7% |
| Colorado (CO) | 4 | $1.1M | 0.7% |
| Massachusetts (MA) | 3 | $1.1M | 0.5% |
| Nevada (NV) | 2 | $1.0M | 0.4% |
| Alaska (AK) | 2 | $875K | 0.4% |
| New Jersey (NJ) | 2 | $665K | 0.4% |
| Missouri (MO) | 2 | $500K | 0.4% |
| Hawaii (HI) | 1 | $500K | 0.2% |
| Montana (MT) | 1 | $500K | 0.2% |
| Tennessee (TN) | 1 | $500K | 0.2% |
| Alabama (AL) | 1 | $500K | 0.2% |
| Iowa (IA) | 1 | $500K | 0.2% |
| South Carolina (SC) | 1 | $370K | 0.2% |
| Vermont (VT) | 1 | $325K | 0.2% |
| Mississippi (MS) | 1 | $240K | 0.2% |
| Rhode Island (RI) | 1 | $240K | 0.2% |
| Kentucky (KY) | 1 | $225K | 0.2% |
| Indiana (IN) | 1 | $215K | 0.2% |
| District of Columbia (DC) | 1 | $200K | 0.2% |
| Oklahoma (OK) | 1 | $200K | 0.2% |
| Georgia (GA) | 1 | $170K | 0.2% |
| Minnesota (MN) | 1 | $63K | 0.2% |
Why Choose City National Bank of Florida?
Based on SBA 7(a) lending track record from 1991-2026
- ✓Proven Track Record: 559 SBA loans approved, totaling $306.3M in financing
- ✓Industry Expertise: Specialized focus on Offices of Lawyers, Full-Service Restaurants, All Other Specialty Trade Contractors
- ✓Competitive Terms: Average interest rate of 8.51% with flexible term lengths averaging 104 months
- ✓Loan Range: Loan sizes from $25K to $5.0M, with an average of $548K
- ✓Nationwide Reach: Active lending in 38 states, with strong presence in FL, TX, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about City National Bank of Florida SBA lending
What types of businesses does City National Bank of Florida typically finance?
City National Bank of Florida specializes in SBA 7(a) lending to specific industries including offices of lawyers, full-service restaurants, all other specialty trade contractors, offices of physicians (except mental health specialists). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are City National Bank of Florida's typical SBA loan terms?
City National Bank of Florida's SBA 7(a) loans typically feature an average interest rate of 8.51% and average term length of 104 months (approximately 9 years). Loan sizes range from $25K to $5.0M, with an average loan size of $548K.
Do I need a business valuation for a City National Bank of Florida SBA loan?
Yes, City National Bank of Florida typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does City National Bank of Florida compare to other SBA lenders?
City National Bank of Florida has originated 559 SBA loans totaling $306.3M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does City National Bank of Florida lend in?
City National Bank of Florida provides SBA 7(a) financing with particularly strong presence in FL, TX, CA, NY, OH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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