City & County CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by City & County CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541430 | Graphic Design Services | 16 | $288K | $18K | 18.2% |
| 722330 | Mobile Food Services | 16 | $3.9M | $246K | 18.2% |
| 621610 | Home Health Care Services | 8 | $10.4M | $1.3M | 9.1% |
| 449129 | Other | 8 | $760K | $95K | 9.1% |
| 459310 | Other | 8 | $1.8M | $230K | 9.1% |
| 445292 | Confectionery and Nut Stores | 8 | $5.5M | $693K | 9.1% |
| 236118 | Residential Remodelers | 8 | $1.5M | $188K | 9.1% |
| 541990 | All Other Professional, Scientific, and Technical Services | 8 | $3.1M | $392K | 9.1% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $3.6M | $455K | 9.1% |
Geographic Distribution
SBA lending activity for City & County CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Minnesota (MN) | 72 | $27.1M | 81.8% |
| Iowa (IA) | 8 | $2.4M | 9.1% |
| Texas (TX) | 8 | $1.5M | 9.1% |
Why Choose City & County CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 88 SBA loans approved, totaling $31.0M in financing
- ✓Industry Expertise: Specialized focus on Graphic Design Services, Mobile Food Services, Home Health Care Services
- ✓Competitive Terms: Average interest rate of 7.73% with flexible term lengths averaging 113 months
- ✓Loan Range: Loan sizes from $12K to $1.3M, with an average of $353K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in MN, TX, IA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about City & County CU SBA lending
What types of businesses does City & County CU typically finance?
City & County CU specializes in SBA 7(a) lending to specific industries including graphic design services, mobile food services, home health care services, other. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are City & County CU's typical SBA loan terms?
City & County CU's SBA 7(a) loans typically feature an average interest rate of 7.73% and average term length of 113 months (approximately 9 years). Loan sizes range from $12K to $1.3M, with an average loan size of $353K.
Do I need a business valuation for a City & County CU SBA loan?
Yes, City & County CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does City & County CU compare to other SBA lenders?
City & County CU has originated 88 SBA loans totaling $31.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does City & County CU lend in?
City & County CU provides SBA 7(a) financing with particularly strong presence in MN, TX, IA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.