CIBM Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by CIBM Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 15 | $40.4M | $2.7M | 6.2% |
| 722511 | Full-Service Restaurants | 11 | $7.0M | $641K | 4.5% |
| 722410 | Drinking Places (Alcoholic Beverages) | 5 | $695K | $139K | 2.1% |
| 561740 | Carpet and Upholstery Cleaning Services | 5 | $664K | $133K | 2.1% |
| 811111 | General Automotive Repair | 5 | $3.2M | $643K | 2.1% |
| 624410 | Child Care Services | 4 | $2.8M | $701K | 1.6% |
| 812112 | Beauty Salons | 4 | $1.5M | $373K | 1.6% |
| 623312 | Assisted Living Facilities for the Elderly | 4 | $9.2M | $2.3M | 1.6% |
| 713950 | Bowling Centers | 4 | $3.8M | $959K | 1.6% |
| 812910 | Pet Care (except Veterinary) Services | 3 | $264K | $88K | 1.2% |
Geographic Distribution
SBA lending activity for CIBM Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Illinois (IL) | 154 | $45.9M | 63.4% |
| Wisconsin (WI) | 48 | $30.5M | 19.8% |
| Florida (FL) | 9 | $29.1M | 3.7% |
| Indiana (IN) | 14 | $5.7M | 5.8% |
| Ohio (OH) | 3 | $5.0M | 1.2% |
| North Carolina (NC) | 2 | $3.5M | 0.8% |
| Virginia (VA) | 2 | $3.0M | 0.8% |
| Texas (TX) | 1 | $3.0M | 0.4% |
| North Dakota (ND) | 1 | $1.9M | 0.4% |
| South Carolina (SC) | 1 | $1.8M | 0.4% |
| Kentucky (KY) | 1 | $1.7M | 0.4% |
| Georgia (GA) | 2 | $1.3M | 0.8% |
| Iowa (IA) | 2 | $810K | 0.8% |
| Arizona (AZ) | 1 | $450K | 0.4% |
| Mississippi (MS) | 1 | $329K | 0.4% |
| California (CA) | 1 | $225K | 0.4% |
Why Choose CIBM Bank?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 243 SBA loans approved, totaling $134.2M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Full-Service Restaurants, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of 7.41% with flexible term lengths averaging 147 months
- ✓Loan Range: Loan sizes from $15K to $5.0M, with an average of $552K
- ✓Nationwide Reach: Active lending in 16 states, with strong presence in IL, WI, IN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about CIBM Bank SBA lending
What types of businesses does CIBM Bank typically finance?
CIBM Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, full-service restaurants, drinking places (alcoholic beverages), carpet and upholstery cleaning services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are CIBM Bank's typical SBA loan terms?
CIBM Bank's SBA 7(a) loans typically feature an average interest rate of 7.41% and average term length of 147 months (approximately 12 years). Loan sizes range from $15K to $5.0M, with an average loan size of $552K.
Do I need a business valuation for a CIBM Bank SBA loan?
Yes, CIBM Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does CIBM Bank compare to other SBA lenders?
CIBM Bank has originated 243 SBA loans totaling $134.2M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does CIBM Bank lend in?
CIBM Bank provides SBA 7(a) financing with particularly strong presence in IL, WI, IN, FL, OH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.