Cadence Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Cadence Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 487210 | Scenic and Sightseeing Transportation, Water | 2 | $167K | $84K | 2.6% |
| 811111 | General Automotive Repair | 2 | $300K | $150K | 2.6% |
| 812990 | All Other Personal Services | 2 | $245K | $123K | 2.6% |
| 561740 | Carpet and Upholstery Cleaning Services | 1 | $150K | $150K | 1.3% |
| 332313 | Plate Work Manufacturing | 1 | $280K | $280K | 1.3% |
| 332312 | Fabricated Structural Metal Manufacturing | 1 | $800K | $800K | 1.3% |
| 541110 | Offices of Lawyers | 1 | $50K | $50K | 1.3% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $110K | $110K | 1.3% |
| 112320 | Broilers and Other Meat Type Chicken Production | 1 | $265K | $265K | 1.3% |
| 321114 | Wood Preservation | 1 | $80K | $80K | 1.3% |
Geographic Distribution
SBA lending activity for Cadence Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Alabama (AL) | 60 | $20.4M | 78.9% |
| Florida (FL) | 12 | $1.3M | 15.8% |
| Mississippi (MS) | 4 | $391K | 5.3% |
Why Choose Cadence Bank, National Association?
Based on SBA 7(a) lending track record from 1991-2004
- ✓Proven Track Record: 76 SBA loans approved, totaling $22.1M in financing
- ✓Industry Expertise: Specialized focus on Scenic and Sightseeing Transportation, Water, General Automotive Repair, All Other Personal Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 122 months
- ✓Loan Range: Loan sizes from $20K to $1.5M, with an average of $290K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in AL, FL, MS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Cadence Bank, National Association SBA lending
What types of businesses does Cadence Bank, National Association typically finance?
Cadence Bank, National Association specializes in SBA 7(a) lending to specific industries including scenic and sightseeing transportation, water, general automotive repair, all other personal services, carpet and upholstery cleaning services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Cadence Bank, National Association's typical SBA loan terms?
Cadence Bank, National Association's SBA 7(a) loans typically feature an average interest rate of — and average term length of 122 months (approximately 10 years). Loan sizes range from $20K to $1.5M, with an average loan size of $290K.
Do I need a business valuation for a Cadence Bank, National Association SBA loan?
Yes, Cadence Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Cadence Bank, National Association compare to other SBA lenders?
Cadence Bank, National Association has originated 76 SBA loans totaling $22.1M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Cadence Bank, National Association lend in?
Cadence Bank, National Association provides SBA 7(a) financing with particularly strong presence in AL, FL, MS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.