Bellwether Community CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bellwether Community CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 16 | $1.7M | $105K | 33.3% |
| 236118 | Residential Remodelers | 8 | $428K | $54K | 16.7% |
| 236220 | Commercial and Institutional Building Construction | 8 | $264K | $33K | 16.7% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 8 | $696K | $87K | 16.7% |
| 624410 | Child Day Care Services | 8 | $400K | $50K | 16.7% |
Geographic Distribution
SBA lending activity for Bellwether Community CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New Hampshire (NH) | 48 | $3.5M | 100.0% |
Why Choose Bellwether Community CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 48 SBA loans approved, totaling $3.5M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, Residential Remodelers, Commercial and Institutional Building Construction
- ✓Competitive Terms: Average interest rate of 7.23% with flexible term lengths averaging 63 months
- ✓Loan Range: Loan sizes from $33K to $110K, with an average of $72K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NH
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bellwether Community CU SBA lending
What types of businesses does Bellwether Community CU typically finance?
Bellwether Community CU specializes in SBA 7(a) lending to specific industries including landscaping services, residential remodelers, commercial and institutional building construction, plumbing, heating, and air-conditioning contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bellwether Community CU's typical SBA loan terms?
Bellwether Community CU's SBA 7(a) loans typically feature an average interest rate of 7.23% and average term length of 63 months (approximately 5 years). Loan sizes range from $33K to $110K, with an average loan size of $72K.
Do I need a business valuation for a Bellwether Community CU SBA loan?
Yes, Bellwether Community CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bellwether Community CU compare to other SBA lenders?
Bellwether Community CU has originated 48 SBA loans totaling $3.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bellwether Community CU lend in?
Bellwether Community CU provides SBA 7(a) financing with particularly strong presence in NH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.