BankVista
SBA 7(a) Lending Profile · FY 2026 analysis
Industry Focus
Top industries served by BankVista
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 616 | $134.7M | $219K | 13.0% |
| 492110 | Couriers | 328 | $212.8M | $649K | 6.9% |
| 722513 | Limited-Service Restaurants | 264 | $135.4M | $513K | 5.6% |
| 722511 | Full-Service Restaurants | 200 | $66.2M | $331K | 4.2% |
| 332710 | Machine Shops | 104 | $88.0M | $846K | 2.2% |
| 621610 | Home Health Care Services | 104 | $58.6M | $563K | 2.2% |
| 561730 | Landscaping Services | 88 | $31.8M | $362K | 1.9% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 88 | $51.0M | $579K | 1.9% |
| 312120 | Breweries | 88 | $50.6M | $575K | 1.9% |
| 238990 | All Other Specialty Trade Contractors | 80 | $31.5M | $394K | 1.7% |
Geographic Distribution
SBA lending activity for BankVista by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Minnesota (MN) | 4,304 | $2.13B | 90.7% |
| Wisconsin (WI) | 160 | $106.5M | 3.4% |
| Iowa (IA) | 40 | $16.5M | 0.8% |
| Colorado (CO) | 16 | $13.6M | 0.3% |
| Alaska (AK) | 16 | $8.3M | 0.3% |
| North Dakota (ND) | 16 | $6.4M | 0.3% |
| Idaho (ID) | 32 | $5.1M | 0.7% |
| Florida (FL) | 16 | $4.7M | 0.3% |
| Tennessee (TN) | 8 | $4.0M | 0.2% |
| Michigan (MI) | 40 | $3.9M | 0.8% |
| Montana (MT) | 24 | $3.8M | 0.5% |
| Nebraska (NE) | 8 | $3.4M | 0.2% |
| California (CA) | 16 | $2.4M | 0.3% |
| Kentucky (KY) | 8 | $2.3M | 0.2% |
| Illinois (IL) | 8 | $2.2M | 0.2% |
| South Dakota (SD) | 16 | $2.1M | 0.3% |
| New York (NY) | 8 | $1.7M | 0.2% |
| Vermont (VT) | 8 | $800K | 0.2% |
Why Choose BankVista?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 4,744 SBA loans approved, totaling $2.32B in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors, Couriers, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 7.32% with flexible term lengths averaging 126 months
- ✓Loan Range: Loan sizes from $19K to $5.0M, with an average of $489K
- ✓Nationwide Reach: Active lending in 18 states, with strong presence in MN, WI, MI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about BankVista SBA lending
What types of businesses does BankVista typically finance?
BankVista specializes in SBA 7(a) lending to specific industries including offices of chiropractors, couriers, limited-service restaurants, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are BankVista's typical SBA loan terms?
BankVista's SBA 7(a) loans typically feature an average interest rate of 7.32% and average term length of 126 months (approximately 11 years). Loan sizes range from $19K to $5.0M, with an average loan size of $489K.
Do I need a business valuation for a BankVista SBA loan?
Yes, BankVista typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does BankVista compare to other SBA lenders?
BankVista has originated 4,744 SBA loans totaling $2.32B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does BankVista lend in?
BankVista provides SBA 7(a) financing with particularly strong presence in MN, WI, MI, IA, ID. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.