Bank of the Rockies
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Bank of the Rockies
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722320 | Caterers | 16 | $2.5M | $158K | 8.0% |
| 713920 | Skiing Facilities | 16 | $18.9M | $1.2M | 8.0% |
| 722410 | Drinking Places (Alcoholic Beverages) | 16 | $4.1M | $258K | 8.0% |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 16 | $2.2M | $135K | 8.0% |
| 459110 | Other | 16 | $6.9M | $430K | 8.0% |
| 812910 | Pet Care (except Veterinary) Services | 8 | $1.4M | $179K | 4.0% |
| 327991 | Cut Stone and Stone Product Manufacturing | 8 | $2.9M | $360K | 4.0% |
| 311811 | Retail Bakeries | 8 | $592K | $74K | 4.0% |
| 115112 | Soil Preparation, Planting, and Cultivating | 8 | $4.7M | $583K | 4.0% |
| 237990 | Other Heavy and Civil Engineering Construction | 8 | $8.0M | $1.0M | 4.0% |
Geographic Distribution
SBA lending activity for Bank of the Rockies by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Montana (MT) | 200 | $106.0M | 100.0% |
Why Choose Bank of the Rockies?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 200 SBA loans approved, totaling $106.0M in financing
- ✓Industry Expertise: Specialized focus on Caterers, Skiing Facilities, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of 6.82% with flexible term lengths averaging 186 months
- ✓Loan Range: Loan sizes from $50K to $2.0M, with an average of $530K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of the Rockies SBA lending
What types of businesses does Bank of the Rockies typically finance?
Bank of the Rockies specializes in SBA 7(a) lending to specific industries including caterers, skiing facilities, drinking places (alcoholic beverages), supermarkets and other grocery (except convenience) stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of the Rockies's typical SBA loan terms?
Bank of the Rockies's SBA 7(a) loans typically feature an average interest rate of 6.82% and average term length of 186 months (approximately 16 years). Loan sizes range from $50K to $2.0M, with an average loan size of $530K.
Do I need a business valuation for a Bank of the Rockies SBA loan?
Yes, Bank of the Rockies typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of the Rockies compare to other SBA lenders?
Bank of the Rockies has originated 200 SBA loans totaling $106.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of the Rockies lend in?
Bank of the Rockies provides SBA 7(a) financing with particularly strong presence in MT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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